Debt Consolidation Loans or Cash Out using your Real Estate Collateral?

Often we are asked, what is debt consolidation? How do you “restructure” home and business finances? How do you begin if you want cash out too?

In simple terms consolidating debt is the PRUDENT process of combining multiple debts from home loans, credit cards, high-interest loans, and other higher interest rate bills, typically into one lower monthly payment or to a shorter loan term. Cash out at the same time for financial planning is also common.


Real Estate as collateral for a loan to save $$ and or pull Cash Out

* Debt consolidation solutions using CA Real Estate Equity may allow easier qualification and documentation, lower your interest rates, and improve cash flow which can help you save money on interest, your monthly payments, and help you pay down debt faster.

Many of these solutions we offer are not offered by the typical “local full service banks”. Our sources allow “Lite loan Documentation” lending, so we can use say 12 month personal bank statements, or 12 months business bank statements verse say 2 years Federal Tax returns and W2’s to help our clients qualify for a new Real Estate Loan. We are great at working with Self Employed and Credit scores over 620.

This product also often allows for both debt consolidation AND cash out, typically up to 90% + loan to value.

How do you restructure and consolidate debt? Where do I begin?

Just use our free Debt Consolidator tool below for a fast debt analysis by a licensed Independent Mortgage Expert.

* Our Free Debt Consolidator tool below has been designed to help narrow down potential loan options in the market based on your individual or LLC needs. It’s quick, it’s easy, and the more questions you answer – the more accurate your results. You’ll receive the Debt Consolidation information you need instantly.

For over 25 years Dan Cassel and the Trinity Mortgage Broker team have been committed to helping our Borrowers to achieve their Real Estate Dreams, as we navigate the often confusing world of Real Estate Loans. We help leverage Borrower Real Estate Equity, with good communication, solid technology, expertise and the “Common Sense” to deliver a reliable Loan Solution.

Dans Debt Consolidator Tool Link

 We look forward to reviewing your specific needs!

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Debt Consolidation

Welcome to Dan Cassel and the Trinity Mortgage Broker Loan Teams “Debt Consolidation” page. Since 2009, we have delivered several aggressively priced, custom, debt consolidation loan products thru our “Lender Platform Technology” Loan systems.  This technology helps to place and fund Real Estate loans of all types, with less hassle and documentation for most Borrowers. These are loan products that your “Full Service, Local Mortgage Banks” typically just do not offer.

Real Estate Investors, Builders and Families need fast and cost-effective Debt Restructure and Funding Solutions to improve their game in today’s fast pace markets. Being self employed for close to 30 years, Dan and his loan team have also over time discovered Real Estate and Business Loan “tools” and products that give our borrowers more qualifying loan options, some with higher loan to values (LTV). Many of these loan products mathematically accelerate Real Estate Investment cash flow. We focus to make smart financing part of our clients Real Estate strategy. See below!

 Often we are simple asked, “What is a Debt Consolidation or Debt Restructure Loan” ?  Is it more expensive money? Is it harder to qualify for documentation wise? Does it make sense mathematically to use Residential and/or Commercial real estate as a tool to get cash out, pay for a education, consolidate debt, and so forth? Let’s try to help direct you.

*In a basic sense Consolidating or Restructuring Debt is the process of combining multiple debts, typically from Real Estate loans, credit cards, high-interest loans, and other higher interest rate bills and then typically rolling into one lower monthly payment or to a shorter loan term. They may be separate debt restructures for business loans, or cashing out a partner.

* Debt consolidation solutions using CA Real Estate Equity of all types may allow easier qualification and documentation for a loan, lower your interest rates, and improve cash flow which can help you save money on interest, your monthly payments, and help you pay down debt faster.

How would you begin to lay it out on paper?

One option is to round up your most recent bank statements of your financial accounts and use our Secure and Confidential “Debt Consolidation” Tool below.

Our Debt Consolidation Tool we call “The Wizard”!  It has been designed to help our Borrowers and Lending teams initially narrow down potential loan options in the market, based on your individual or LLC needs. It’s easy, and the more questions you answer – the more accurate your results!!

Once completed, you will then have organized the Debt Consolidation/Cash out Loan information you need to prepare for your loan search. You may then request a call from Dan to review loans that fit your details. This “loan tool” allows our Independent Mortgage Experts to review your information with you and to improve their research details for the best loan products to meet your specific needs. We are always looking for solutions to make our processes more efficient.

NMLS # 347918     CADRE # 01146347

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