Dan Cassel - Trinity Mortgage

Are you a Self Employed Borrowers seeking a new Mortgage Loan in 2026? Read!!

danc@dansrealestateloans.com — Thu, 07 May 2026 15:08:23 +0000

Being a Self-employed Borrower can present challenges when seeking a traditional mortgage in 2026. Variables like fluctuating income, tax deductions affecting reported earnings, and non-standard employment documentation can complicate approval with conventional Banks.

Using tailored solutions such as Non-QM “Lite Doc” Bank Statement Loans and Asset Allocation Loans provide financing options without requiring Federal Tax Returns. These financial products are designed to address the specific obstacles faced by self-employed individuals, offering the flexibility necessary for homeownership.

Trinity Mortgage’s Dan Cassel and his dedicated Loan Team specialize in aiding self-employed professionals, including business owners and investors earning income through alternative W2 or 1099 sources. With expertise dating back to 1992, they provide a range of competitively priced Bank Statement Loans, streamlining the process by facilitating competition among financial institutions for your mortgage requirements.

For more information on this summer’s Lite Doc Bank Statement Loans and the topic of Less Loan Documentation, visit: https://lnkd.in/dJ6crMHa

To speak to Dan Cassel and the Trinity Mortgage Loan team direct please phone – 866-310-1112.

The post Are you a Self Employed Borrowers seeking a new Mortgage Loan in 2026? Read!! appeared first on Dan Cassel - Trinity Mortgage.

Interest rate news 5-1-26

danc@dansrealestateloans.com — Fri, 01 May 2026 14:59:44 +0000

This week the Fed chose to not lower US interest rates.

Coupled with higher oil prices, interest rates stayed a bit higher last month than earlier in the year, but still a relief from recent years higher rates.

We specialize in providing Primary or Investment Loan solutions for Self-Employed individuals, including business owners, with “Other” W2 or 1099 income. Our focus is often on offering Bank Statement Loans/Lite Doc loans with a quick and efficient process, allowing banks to compete for your mortgage business. We also do quite a bit of Private Money and “Mid Cap” REIT Loans.

To learn more or to request a Free analysis please phone me at 866-310-1112 or email me at Danc@dansrealestateloans.com.

My Loan Team and I always respond promptly.

Thank you again! Dan

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We deliver Less Documentation Mortgage Loans for Self Employed Borrowers

danc@dansrealestateloans.com — Thu, 23 Apr 2026 14:38:18 +0000

If you’re self-employed, you may already be aware of the challenges in qualifying for a traditional mortgage. Factors such as inconsistent income, tax write-offs that lower your reported earnings, and the lack of W2s or pay stubs can hinder your chances with conventional lenders.

Non-QM “Lite Doc” Bank Statement Loans are specifically designed to address these issues, offering the financial flexibility you need.

For more information on Less Documentation Mortgage Loans, visit Self Employed Loan Specialist Dan Cassel and his Trinity Mortgage Loan Team today:.

https://lnkd.in/dJ6crMHa

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Can you get a 1st or 2nd Mortgage Loan in 2026 without tax returns?

danc@dansrealestateloans.com — Tue, 21 Apr 2026 16:20:44 +0000

Can you get a 1st or 2nd Mortgage Loan without tax returns?

-If you are a Self-Employed Borrower looking to Buy or Refinance Real Estate in California and show significant tax write-offs, you may have been told you don’t qualify for the mortgage you seek, because it is extremely common for business owners to take advantage of the write-offs available to them and lower taxable income.

-The only problem with that lower taxable income is when it’s time to get a traditional Real Estate Mortgage, the debt-to-income ratio “on paper” looks too high.

The Income too low…Has that happened to you before?

-If so, Dan Cassel and his Trinity Mortgage Loan team in San Diego Ca. can offer to get you a 1st and/or a 2nd Mortgage Loan on your California Real Estate, Without Tax Returns. (OAC).

Yes, there are several Mortgage Loan Programs that we can offer

https://www.dansrealestateloans.com/mortgage-loan-without-tax-returns/

The post Can you get a 1st or 2nd Mortgage Loan in 2026 without tax returns? appeared first on Dan Cassel - Trinity Mortgage.

Mortgage Rates are dipping today as energy prices have dropped today !

danc@dansrealestateloans.com — Fri, 17 Apr 2026 15:12:21 +0000

In the Mortgage news picture to end the week, we have good news! Mortgage Rates are dipping today as energy prices have dropped today amid news the Strait of Hormuz is open. This could lead to a solid rate dip into next week for those seeking to Lock. We are glad to review Spring Loan solutions.

We specialize in providing Loan solutions for self-employed individuals, including business owners, with “Other” W2 or 1099 income. Our focus is on offering Bank Statement Loans with a quick and efficient process, allowing banks to compete for your mortgage business.

To learn more or a free Analysis please phone me at 866-310-1112 or email me at Danc@dansrealestateloans.com.

My Loan Team and I always respond promptly.

Thank you again! Dan

The post Mortgage Rates are dipping today as energy prices have dropped today ! appeared first on Dan Cassel - Trinity Mortgage.

Bank Statement Loans offer the financial flexibility needed for self-employed borrowers..

danc@dansrealestateloans.com — Tue, 14 Apr 2026 23:10:37 +0000

With mortgage loan rates dropping, self-employed individuals may find it challenging to qualify for a traditional mortgage. Factors such as inconsistent income, tax write-offs that lower reported earnings, and the lack of W2s or pay stubs can hinder approval from conventional lenders.

Non-QM “Lite Doc” Bank Statement Loans are specifically designed to address these challenges, offering the financial flexibility needed for self-employed borrowers.

For complete details about Lite Doc Bank Statement Loans and how assistance is provided to self-employed borrowers seeking mortgage loans in California, please visit: https://lnkd.in/dJ6crMHa

Or phone Dan Cassel and His Trinity Mortgage Loan Team direct at 866-310-112.

The post Bank Statement Loans offer the financial flexibility needed for self-employed borrowers.. appeared first on Dan Cassel - Trinity Mortgage.

Are you Self-Employed and seeking a Residential Home Mortgage Refinancing Loan program? Good News!

danc@dansrealestateloans.com — Thu, 09 Apr 2026 16:11:22 +0000

Great News! Interest rates on Home Mortgages are dropping, offering a promising opportunity for those considering refinancing. Are you Self-Employed and seeking a Residential Home Mortgage Refinancing Loan program for a Primary, Secondary, or Investment property in California, specifically in San Diego, Los Angeles, Sacramento, or other areas?

Navigating the Refinancing options and selecting the right Mortgage Loan tailored to your specific goals can be a complex task, especially in today’s dynamic lending landscape.

Dan Cassel and the Trinity Mortgage Loan Team boast a rich history of funding real estate loans for both Self-Employed individuals and Salaried Borrowers in California, with a track record dating back to 1992. Our loan networks are robust and reliable.

To delve deeper into the refinancing mortgage loan process with Dan and Trinity Mortgage, discover more here: https://www.dansrealestateloans.com/how-our-loan-process-works/

The post Are you Self-Employed and seeking a Residential Home Mortgage Refinancing Loan program? Good News! appeared first on Dan Cassel - Trinity Mortgage.

How to qualify for Interest Only Loan if you are a self-employed borrower

danc@dansrealestateloans.com — Fri, 03 Apr 2026 18:47:45 +0000

Did you know that since 2009 Dan Cassel and the Trinity Mortgage Loan team have offered loan amounts in California up to $3.0 million plus on Primary or Investment Real Estate Loans for Self Employed Borrowers?

Furthermore, we offer the option for interest-only payments across all our Loan Networks products, including cash out loans, allowing our qualified Borrowers to tailor a financial plan that may better suit their unique needs.

Here is how you can qualify if you are a self-employed borrower:

1) Use 12 months business or personal bank statements,

2) Use 1099 and the calendar year bank statements,

3) Use 12-month Profit and Loss statement with 2 months bank statements

4) Use Combine asset utilization with income to help meet our DTI threshold of 50%

5) Use Full Doc Tax Returns

To learn more and a free Analysis from a Seasoned Loan Professional please visit:

https://www.dansrealestateloans.com/ask-a-professional/

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In the Mortgage news this week

danc@dansrealestateloans.com — Fri, 27 Mar 2026 16:44:43 +0000

Mortgage Rates rose some this Week due to the Iran conflict and rising Oil Prices, which has caused significant and almost exclusive upward movement in interest rates for the entire month of March.

Average 30yr fixed rates have been at or near the highest levels in 7-8 months over the past 4 days. Today easily took them to slightly higher levels as global financial markets lost ground. The move lines up symmetrically with lower stock prices and higher oil prices.

Until there’s meaningful and lasting de-escalation of the Iran war, the safest bet is for more short term volatility for interest rates.

To learn more or a free Analysis please phone me at 866-310-1112 or email me at Danc@dansrealestateloans.com.

My Loan Team and I always respond promptly.

Thank you again! Dan

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Cost-effective Private Money Funding in 2026 to enhance investment strategies

danc@dansrealestateloans.com — Fri, 20 Mar 2026 15:23:02 +0000

Real Estate Investors, Builders, and Families in 2026 are looking for fast, Lite Doc, and cost-effective Private Money Funding and other Mortgage Loan Solutions to enhance their investment strategies in today’s dynamic markets.

With over 30 years of experience, Dan and his Mortgage Loan team at Trinity Mortgage have developed “Fast Track” Real Estate Investment Loan products that offer borrowers more qualifying loan options with less documentation, enabling them to seize today’s changing Real Estate Investment opportunities.

Our focus is on integrating smart financing into our clients’ Real Estate strategies. By utilizing Private Money, Institutional Money, and RE Investment Funds, we can significantly assist our borrowers in accelerating their projects.

Sample uses of funds include:
– Purchases
– Incomplete projects
– Partner buyouts
– Cash out
– Blanket loan portfolios
– Business funds

We prioritize speed in our processes.

Private Money Lending scenarios that Dan and Trinity Mortgage can help you with:
https://lnkd.in/gAcNYDp8

For more details phone Dan Cassel and the Trinity Mortgage Loan team at 866-310-1112!

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