Fix and Flip Loans

Thank you for visiting our Fix and Flip and Fix and Hold Loan page.

Dan Cassel and Trinity Mortgage help leverage Borrower Real Estate Equity and Investment Loan needs, with good communication, solid technology, expertise, and the “Common Sense” to deliver several specific, quick, reliable, “Fix & Flip” Or “Fix & Hold” loan products on both SFRs and/or Multifamily projects.

We have benefited from long term “Real Estate Lender” relationships and use various loan products that save our borrowers both time and money. These factors allow us to deliver a full range of well priced Investor-Builder, and Family Loan products. These loans offer key details that the local “Full Service Big Banks” just typically cannot deliver. We work with the Borrower and Institutional or Non-Bank Financial Institutions and generally offer less hassle considering these loans are all “Custom”.  We use our proprietary “Lending Platform technology” to place and fund aggressively priced Investment Real Estate Loans of all types in CA and the Western US.

How much down is needed? Experience?

One of the most challenging aspects of Fixing and Flipping properties is acquiring the capital or “skin in the game” to begin a project. Each loan and borrower/entity is different. Each exit is different. Often, we solve that with our low down programs for experienced Investors or Builders. Or with Private Money or Bridge loans. With extensive knowledge and many years of experience in the Construction industry, we are able to provide competitive and less hassle Investment financing solutions for even the most complex projects due to our long term lending networks, many with Funding up to 80-90% of purchase price and up to 95-100 % of Rehab. 

We understand that fix and flip investors are often working on many different projects at once and therefore require continuous access to capital. Things change and move fast! By taking a “partnership” approach with our borrowers, and clearly understanding your needs, we are able to close loans quickly and efficiently while providing funding for the many projects and investments in your pipeline. This allows Dan and his team to deliver premiere Fix-Flip and Fix-Hold loan products across the West.

There are many different products out there and challenges, like buying your brother out of a project! We get it. We have solutions for most issues and the technology and expertise to solve the issue..  Download PDF


Fix and Flip Loans

Fix & Flip Loans 

- Take cash out of an existing portfolio to buy more properties, or
– Refinance or consolidate multiple rental loans
Varies with Borrower Liquidity, Net Worth, Prior Credit Limits, number of properties built, number of deals completed.
- Multi-family 5-20 units: $30,000 per unit
– Other property types: $50,000 per unit
- 5 years or 10 years with balloon due at end of term
– Option to amortize up to 30 years, with interest-only option available
- 75% LTV for a fully amortized loan
 Generally, we use the lesser of LTV or LTC calculation
 Fix and Flip FINANCING
 Funding up to 90% of Purchase price and 95% of rehab budget, max 75% LTV  *Recourse and Non Recourse options available
 Non-Owner Occupied: Single family residences, 2-4 family units, Condos, Townhomes, and Multi-family properties up to 20 units

Dan Cassel is a Independent Loan Expert and provider of Fix and Flip Loans and other Construction Loan Products for San Diego, Temecula, Riverside, Stockton, Sacramento and the whole state of California. For more information on Fix and Flip loans and how to qualify call us at 866-310-1112, or if you seek to just start a new Real Estate Loan request just complete this form below: