As Thanksgiving approaches, we wanted to thank you for your support this year. Amid a challenging environment, your commitment to Dan Cassel and the Loan team at Trinity Mortgage continues to play a key role in our success. We wish you a service filled, happy and safe Thanksgiving holiday and we look forward to continuing…

Self Employed Mortgage Lenders have a few options but often they calculate a Self Employed Borrowers income by typically using 12 or 24 Month Banks Statements, with either one or the other, Personal or Business Banks Statements. The Income Calculation to determine income can vary due to expense factors each bank chooses to use.  Generally, that is based…

Dan Cassel is a Independent Mortgage Expert and has been in Lending and RE Asset Management since 1992. He teams with the Trinity Mortgage Broker team to provide the reliable one-on-one Mortgage Loan guidance and Loan Networks you deserve when it comes to Purchasing or Refinancing Residential and Investment Real Estate. Dan’s Core Lending Business…

If the fear of Rising Interest Rates has had you concerned about increasing Mortgage and debt payments, you are not alone! It now may be in your best interest to Refinance and “Restructure” your Mortgage and Consumer Debt Payments to save thousands of dollars annually thru Dan’s “Reset Refi”. -Dan Cassel and Trinity Mortgage have…

“While most mortgage rates increased last week, rates on ARMs [adjustable-rate mortgages] declined, leading to an increase in ARM volume and an increase in overall applications. The level of ARM applications increased by 15 percent over the week, bringing the ARM share up to 9.2 percent of all applications, the highest share since November 2022. The…

Are you looking for an Investment Mortgage Loan solution for a Nationwide Real Estate Purchase or Refinance that makes sense?    Choosing the correct Real Estate Investment Loan Source and the Purchase and Refinancing Investment loan options that match your goals can be a very confusing process, especially if you own Real estate in various…

It’s nearly impossible to consume any news these days without coming across the government shutdown. As of Friday afternoon, the shutdown looks like it will be a thing.  Even if it’s miraculously avoided in the 11th hour, we can still discuss some objective questions and conclusions about shutdowns in general.  As always, we’re not interested…

Apart from the fact that 10yr Treasury yields are about 25bps higher than they were before last Friday’s jobs report, it was an uneventful week for the bond market with only one or two exceptions.  The first exception was the exceptionally large amount of corporate bonds that hit the market in the first half of…

And you want a New Real Estate Loan that require less Income Documentation to Qualify for a Purchase or Refinance Mortgage Loan in California. Where should I begin? To learn more about today’s Lite Doc and Bank Statement Mortgage Loan Solutions for the Self-Employed, simply Visit: https://www.dansrealestateloans.com/loan-products/lite-doc-bank-statement-loans/ Or Phone Dan Cassel to learn more direct…