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Being a Self-employed Borrower can present challenges when seeking a traditional mortgage in 2026. Variables like fluctuating income, tax deductions affecting reported earnings, and non-standard employment documentation can complicate approval with conventional Banks. Using tailored solutions such as Non-QM “Lite Doc” Bank Statement Loans and Asset Allocation Loans provide financing options without requiring Federal Tax…

This week the Fed chose to not lower US interest rates. Coupled with higher oil prices, interest rates stayed a bit higher last month than earlier in the year, but still a relief from recent years higher rates. We specialize in providing Primary or Investment Loan solutions for Self-Employed individuals, including business owners, with “Other”…

If you’re self-employed, you may already be aware of the challenges in qualifying for a traditional mortgage. Factors such as inconsistent income, tax write-offs that lower your reported earnings, and the lack of W2s or pay stubs can hinder your chances with conventional lenders. Non-QM “Lite Doc” Bank Statement Loans are specifically designed to address these issues, offering the financial flexibility…

​Can you get a 1st or 2nd Mortgage Loan without tax returns? -If you are a Self-Employed Borrower looking to Buy or Refinance Real Estate in California and show significant tax write-offs, you may have been told you don’t qualify for the mortgage you seek, because it is extremely common for business owners to take…

In the Mortgage news picture to end the week, we have good news! Mortgage Rates are dipping today as energy prices have dropped today amid news the Strait of Hormuz is open. This could lead to a solid rate dip into next week for those seeking to Lock. We are glad to review Spring Loan…

With mortgage loan rates dropping, self-employed individuals may find it challenging to qualify for a traditional mortgage. Factors such as inconsistent income, tax write-offs that lower reported earnings, and the lack of W2s or pay stubs can hinder approval from conventional lenders. Non-QM “Lite Doc” Bank Statement Loans are specifically designed to address these challenges,…

Great News! Interest rates on Home Mortgages are dropping, offering a promising opportunity for those considering refinancing. Are you Self-Employed and seeking a Residential Home Mortgage Refinancing Loan program for a Primary, Secondary, or Investment property in California, specifically in San Diego, Los Angeles, Sacramento, or other areas? Navigating the Refinancing options and selecting the…

Did you know that since 2009 Dan Cassel and the Trinity Mortgage Loan team have offered loan amounts in California up to $3.0 million plus on Primary or Investment Real Estate Loans for Self Employed Borrowers? Furthermore, we offer the option for interest-only payments across all our Loan Networks products, including cash out loans, allowing…

Mortgage Rates rose some this Week due to the Iran conflict and rising Oil Prices, which has caused significant and almost exclusive upward movement in interest rates for the entire month of March. Average 30yr fixed rates have been at or near the highest levels in 7-8 months over the past 4 days. Today easily…

Real Estate Investors, Builders, and Families in 2026 are looking for fast, Lite Doc, and cost-effective Private Money Funding and other Mortgage Loan Solutions to enhance their investment strategies in today’s dynamic markets. With over 30 years of experience, Dan and his Mortgage Loan team at Trinity Mortgage have developed “Fast Track” Real Estate Investment…