Are Looking for a 2ND TD with Cash Out/Debt Consolidation solutions for your Primary or Investment Home, and Rates keep Rising? Does your First Trust Deed have a great low interest rate and you still need a CASH OUT Loan solution? We deliver 2ND TD Loans of all types. Here are a few more Loan…

Honoring those who served!!

The Federal Reserve hiked rates by 0.75% this past week and 30yr fixed mortgage rates moved moderately higher. Interestingly enough, those two things are fairly unrelated. The Fed Funds Rate (the thing the Fed “hikes” when you hear about the Fed hiking rates) applies to overnight loans among large financial institutions. It’s important, to be…

National Average Mortgage Rates Rate Change Points Mortgage News Daily 30 Yr. Fixed 7.29% -0.01 0.00 15 Yr. Fixed 6.75% 0.00 0.00 30 Yr. Jumbo 6.35% 0.00 0.00 Freddie Mac 30 Yr. Fixed 6.95% -0.13 0.80 15 Yr. Fixed 6.29% -0.07 1.20 5/1 ARM 5.95% -0.01 0.20 Mortgage Bankers Assoc. 30 Yr. Fixed 7.06% -0.10…

Great question! Whether purchasing a home or refinancing one, it is extremely difficult to shop interest rates posted daily by so many lenders. Many of these rates are “Loss Leaders” and reflect loans that only 25% of the applicants may qualify for. Or they are FHA or FNMA weekly “averages” and they do not take…

It’s no mystery that mortgage rates have been moving relentlessly higher in 2022. But how high is high? That will depend on a number of factors, including: The date and time of day of the quote (things change quickly) The lender in question (different lenders have slightly different pricing and quoting practices) The specifics of…

Timing is the most common reason for California Private Money Financing: -1031 Exchange Deadline -Other Financing Sources fall out at the 11th hour -Bidding War – 30 day all cash escrows -Past Due Ballon payment -Taking Quick advantage of investment opportunity Or Property does not meet Financing guidelines: -SFR, Multifamily, Mixed Use, Commerical, Retail, Light…

Mortgage rates were already in the vicinity of the highest levels in 14 years. With large day-to-day swings being extremely common these days, we were only ever one bad day away from making it back to those highs. Today was one of those days! The culprit was at least well known and well understood, both…

We offer Fixed Rates & ARMs, Interest only available Loan Amounts up to 3 Million + Up to 90% LTV on Primary Purchase up to 1.5M Bank statement loans for Self Employed W2 and 1099 Income OK Self employed less than 2 years? OK! Cash Out Refinance Primary, Second Home and Investment properties Interest only Loans First…

Ideally for clients who can fully document their income, but maybe not always with tax returns or conventional documentation. Many of our Refinance Loan Requests are for Salaried Borrowers, however a fair percentage are also Self-Employed, often as Business Owners, Real Estate Investors, Builders who may need some “Documentation” flexibility! They seek to: Restructure current long term…