Mortgage rates went to bed Tuesday night knowing they were at risk of a volatile day Wednesday and for the short term.  The bond market (which underlies interest rate movement) was already bracing for impact in the middle of the night!  Specifically, bond yields (aka “rates”) were already quite a bit higher by the time the election was…

What is a “Cash Out” Home Refinance Loan? This is a process where Dan Cassel and the Trinity Mortgage Broker team refinance your existing California Real Estate Loan with a New Home Loan for more than you currently owe on your house. It presumes you have equity built up in your California home. The spread…

In my reading and research I came across this content.  It may help!! Seems like current useful information for small business owners to note!! A new guide on COVID-19 loans for small businesses from the U.S. Chamber of Commerce – Offers guidance from three perspectives: How do these changes impact my existing PPP loan? I…

Mortgage rates hit another all-time low on Friday for most lenders. Other lenders had slightly lower rates yesterday morning.  Since then however, almost every lender has moved up from those lows, even if only by microscopically small amounts in the bigger picture.  Purchases and refinances continue to be offered at vastly different rates.  The gap is as wide a half a percent for…

I decided to review more details on the Mortgage Relief situation. To also learn more on many of the current Mortgage Relief details,  please visit this page and links. https://www.dansrealestateloans.com/mortgage-relief-info/ This is a article I noted 12-17 that is also worth a read.  https://www.housingwire.com/articles/the-next-coronavirus-front-evictions-and-foreclosures/ If we can help you with any questions, please feel free…

2020 has safely secured its place in the record books as the year of all-time lows in mortgage rates–one of them anyway.  Several other years have recently boasted as many new instances of record lows, but none have done so with the average 30yr fixed rate under 3%.  When it comes to the “top tier” rates that are typically…

Dan Cassel – Trinity Mortgage Broker team provide the reliable one-on-one Mortgage Loan guidance you deserve when it comes to Purchasing or Refinancing Residential and Investment Real Estate in California. Many of our products are not typically offered at the “Local Full Service Banks”, including our Cash Out Loan Programs and Debt Service Coverage (DSCR)…

Its Back—A reliable, well priced Non-QM Mortgage Loan to Get A LOWER PAYMENT!!!  A  40 YR FIXED W/10 YEAR IO Home Loan! Borrow up to $2.5 Million Qualify at the Aggressive Note Rates Purchase and Rate & Term Refinance to 85% LTV Cash Out up to 80% LTV Minimum Credit Score 660 All Occupancies Allowed…

It’s old news that 2020 is unprecedented for a lot of bad reasons, but how about a few that aren’t so bad?  As is often the case when anything causes massive global economic contraction, interest rates plummeted.  That’s a good thing, in and of itself. Even more interesting than the low rate levels themselves (because those were…

You might think you know mortgage rates.  You might make assumptions about where they’ll go and what they’ll do based on past precedent.  For decades, you may have done a nearly flawless job of that simply by drawing the exceedingly logical conclusion that mortgage rates tend to behave a lot like other longer-term bonds.  After all, bonds…