The answer is YES!! Since 2009 Dan Cassel and The Trinity Mortgage Broker Team have been committed to helping Families, Self Employed Borrowers and Business Owners use Full Documentation AND-OR Alternative “Lite Documentation”, and other Home Loan solutions as we navigate the often “confusing” and “shifting” world of Real Estate Loans. Mortgage Market 4.9.20: While many…

This past week, thanks to the Federal Reserve, home loan rates declined. The high uncertainty around the coronavirus and its impact on homeowners and mortgage payments created a dire need for liquidity in the mortgage-backed security (MBS) market. This is a huge problem. This is where the Fed came to the rescue by providing liquidity.…

As the Coronavirus worries continue to spread, Dan Cassel and the Trinity Mortgage Broker team are ALL IN to help others and we have extended our hours!! Here is a Note from Dan Cassel: As a “small business owner” and Independent Mortgage Lender since 1992, my family and staff are alarmed, like you are with…

The Federal Housing Finance Agency (FHFA) has announced two new policies designed to assist the mortgage markets in the midst of the ongoing COVID-19 crisis. The FHFA has directed the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac to begin offering alternative flexibilities to satisfy appraisal requirements and employment verification requirements. This policy change, which…

 YES!!   Now is still the time to get a Mortgage loan and just please realize it will take time to work thru the banks. The general shift to bonds over equities has helped put many lenders in a stable position and even caused increased demand from institutional investors for private non-owner-occupied mortgage-backed bonds, which are preferred due…

Here is a brief list of some of the people Dan Cassel and the Trinity Mortgage Broker Loan team work with on a regular basis. We value our clients business! Real Estate Investors Self Employed Borrowers Property Managers Builders Attorneys CPA’s Wealth Planners Business Entities Restoration Contractors Residential and Commercial Real Estate Agents Construction Companies…

RATES ARE THE LOWEST EVER! Bonds love bad news, uncertainty, and fear, which is causing rates to move lower. This past week, the escalation of the coronavirus fears caused enough anxiety to push rates down to the lowest levels in U.S. history. Here’s what we know: Mortgage Bonds, which determine loan pricing, ticked to the…

Last Week in Review: A Great 2020 Housing Story Here’s some good news… the continued strength of the labor market, along with historically low mortgage rates, will keep positive housing momentum alive in 2020. The Unemployment Rate is currently at a 50-year low of 3.6% with expectations for the index to push even lower to 3.25% by…

Are you looking to take advantage of today’s low interest rates for longer term? Maybe you seek a lower initial home loan payment after cash out? You are not alone! Our lending products are often unique and not what you see at Local Banks,  especially if you are Self Employed! One popular loan product is…

Last Week in Review: What the Market Is Saying Home loan rates continue to hover right near three-year lows. There are many “smart” folks on Wall Street who say rates are going to push even lower at some point…and they may be right. But what if they’re wrong? What if rates have bottomed for the foreseeable…