The Federal Housing Finance Agency (FHFA) has announced two new policies designed to assist the mortgage markets in the midst of the ongoing COVID-19 crisis. The FHFA has directed the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac to begin offering alternative flexibilities to satisfy appraisal requirements and employment verification requirements. This policy change, which…

 YES!!   Now is still the time to get a Mortgage loan and just please realize it will take time to work thru the banks. The general shift to bonds over equities has helped put many lenders in a stable position and even caused increased demand from institutional investors for private non-owner-occupied mortgage-backed bonds, which are preferred due…

Here is a brief list of some of the people Dan Cassel and the Trinity Mortgage Broker Loan team work with on a regular basis. We value our clients business! Real Estate Investors Self Employed Borrowers Property Managers Builders Attorneys CPA’s Wealth Planners Business Entities Restoration Contractors Residential and Commercial Real Estate Agents Construction Companies…

RATES ARE THE LOWEST EVER! Bonds love bad news, uncertainty, and fear, which is causing rates to move lower. This past week, the escalation of the coronavirus fears caused enough anxiety to push rates down to the lowest levels in U.S. history. Here’s what we know: Mortgage Bonds, which determine loan pricing, ticked to the…

Last Week in Review: A Great 2020 Housing Story Here’s some good news… the continued strength of the labor market, along with historically low mortgage rates, will keep positive housing momentum alive in 2020. The Unemployment Rate is currently at a 50-year low of 3.6% with expectations for the index to push even lower to 3.25% by…

Are you looking to take advantage of today’s low interest rates for longer term? Maybe you seek a lower initial home loan payment after cash out? You are not alone! Our lending products are often unique and not what you see at Local Banks,  especially if you are Self Employed! One popular loan product is…

Last Week in Review: What the Market Is Saying Home loan rates continue to hover right near three-year lows. There are many “smart” folks on Wall Street who say rates are going to push even lower at some point…and they may be right. But what if they’re wrong? What if rates have bottomed for the foreseeable…

Rental Loan Products offered! 5/1,7/1,10/1 ARMS. 30 Year Fixed Rate! Dan Cassel and the Trinity Mortgage Broker team offer Limited hurdle-flexible loan solutions designed for experienced investors with a Buy and Hold Strategy. This product line requires No Personal Income Verification and a lending decision is typically based mainly on property cash flow-DSCR. In general they…

Should Real Estate Investors consider the use of both Flexible Institutional and/or “Non Bank” Private Money Loans to fund Investments and pay the typically higher Loan Rates, Points, and Fees? Here are several reasons why it may be prudent to be creative and make the deal!.  *When speed can mean the difference in closing a deal or…

2020 Self-Employed “Less Doc” Mortgage Options Investors, Builders, Families, and Realtors rely on Dan Cassel and the Trinity Mortgage Broker Loan sources, our Experience, and our “Lending Platform Technology” research system to deliver solid “Lite Documentation” Loan Solutions for the Self Employed that are not typically offered by the local “Full-Service” Banks. With Rates so low,…