Thank you Veterans!! Today, Let’s ALL take a moment to honor and express our gratitude to the brave individuals who served our nation in the armed forces. Veterans Day is a time to reflect on their unwavering commitment and the incredible courage they have shown in defending our freedoms. If you can, thank a veteran…

If the 2 years of Rising Interest Rates have had you concerned about your increasing Mortgage and Debt payments, you are not alone! With the economy NOW slowing the Interest Rates and Mortgage Loan Markets are changing as we approach the Fall of 2024, it may now be in your best interest to look at…

If the recent Rising Interest Rates have had you concerned about your increasing Mortgage and Debt payments, you were not alone! With the economy NOW slowing the Mortgage Loan Markets are changing and rates have come way down. It may now be in your best interest to look at a Fixed Rate Refinance Loan and…

- Maintain Steady Employment: Understanding your employment history’s impact on mortgage eligibility is crucial. Dan Cassel provides expert guidance to navigate job changes or gaps and minimize negative effects on your mortgage application. – Improve Credit Score: Personalized advice from Dan helps you improve your credit score by paying down debts and making timely payments.…

While this week’s rates were substantially higher than most of last week’s, if we remove a few flashes of volatility,  the average lender stayed very close to Monday morning’s levels.  Wednesday afternoon and Thursday mid-day definitely saw multiple negative reprices, but in each case, the bond market recovered enough to limit the volatility.  Compared to…

Mortgage rates dropped to the lowest in two years last week, helping push buyers back into the housing market. The average for a 30-year, fixed loan was 6.08%, down from 6.09% last week, Freddie Mac said in a statement. Borrowing costs have fallen in five of the past six weeks, spurring more buyers to jump…

Mortgage rates rose modestly last week after hitting long term lows before the Fed announced its 0.50% rate cut.  In not so many words, mortgage rates had already gotten in position for that cut and were thus left to undergo a mild correction. The new week threatens to extend that corrective momentum as the average lender…

This is a process where Dan Cassel and the Trinity Mortgage Broker team refinance your existing California Real Estate Loan with a New Home Loan for more than you currently owe on your house. It presumes you have equity built up in your California home. The spread is your “Cash Out”. This “Cash Out” goes…

If the 2 years of Rising Interest Rates have had you concerned about your increasing Mortgage and Debt payments, you are not alone! With the economy NOW slowing the Interest Rates and Mortgage Loan Markets are changing as we approach the Fall of 2024, it may now be in your best interest to look at…

You never know what you’re going to get on the days surrounding a 3 day weekend for financial markets, and that’s doubly true when it corresponds with the final/first trading day of the month.  Despite all of those potential curveballs, the bond market stayed calm enough for mortgage rates to do the same.  Friday took rates slightly…