What is a Jumbo Home Loan? A Jumbo Home Loan is for those needing larger loan amounts that surpass Fannie Mae and Freddie Mac guidelines. Lenders set the loan limits, varying by county. These loans have stricter requirements but are aggressively priced, making them suitable for those with steady income and strong credit. Who is it…

As you look into Refinancing in 2025, if you’re Self-Employed with good credit, you might already know how difficult it can be to qualify for a traditional mortgage. Inconsistent income, tax write-offs that reduce your reported earnings, large deposits, and the absence of W2s or pay stubs are just a few items can often work…

If the Prior 2 years of Rising Interest Rates have had you concerned about your increasing Mortgage and Debt payments, you are not alone! With the economy NOW slowing the Interest Rates and Mortgage Loan Markets are changing as we approach the Jan of 2025, it may now be in your best interest to look…

Multiple Fed officials gave speeches and/or participated in Q&A events this week and the tone was markedly different than it was the last time they were out in force.  Here are a few highlights, paraphrased: Fed’s Kashkari Confident in path of inflation but don’t want to declare victory May take a year or two to…

Hello! As a reminder, the Trinity Mortgage Broker team offices will be closed Thanksgiving Thursday  November 28th  and Friday November 29th Thank you and let’s all Enjoy the holiday time!

California Self-Employed Real Estate Loans-How do Lite Doc Loans work?   Since 2009, Dan Cassel and the Trinity Mortgage Broker team have been committed to helping Self Employed Borrowers use alternative “Lite Documentation” loan solutions to achieve their Real Estate Ownership Dreams, as we navigate the often “confusing” and “shifting” world of Real Estate Loans. With Todays Improving…

Thank you Veterans!! Today, Let’s ALL take a moment to honor and express our gratitude to the brave individuals who served our nation in the armed forces. Veterans Day is a time to reflect on their unwavering commitment and the incredible courage they have shown in defending our freedoms. If you can, thank a veteran…

If the 2 years of Rising Interest Rates have had you concerned about your increasing Mortgage and Debt payments, you are not alone! With the economy NOW slowing the Interest Rates and Mortgage Loan Markets are changing as we approach the Fall of 2024, it may now be in your best interest to look at…

If the recent Rising Interest Rates have had you concerned about your increasing Mortgage and Debt payments, you were not alone! With the economy NOW slowing the Mortgage Loan Markets are changing and rates have come way down. It may now be in your best interest to look at a Fixed Rate Refinance Loan and…

- Maintain Steady Employment: Understanding your employment history’s impact on mortgage eligibility is crucial. Dan Cassel provides expert guidance to navigate job changes or gaps and minimize negative effects on your mortgage application. – Improve Credit Score: Personalized advice from Dan helps you improve your credit score by paying down debts and making timely payments.…