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If you’re self-employed, you may already be aware of the challenges in qualifying for a traditional mortgage. Factors such as inconsistent income, tax write-offs that lower your reported earnings, and the lack of W2s or pay stubs can hinder your chances with conventional lenders. Non-QM “Lite Doc” Bank Statement Loans are specifically designed to address…

Did you know that Dan Cassel and the Trinity Mortgage Broker Team offer Primary or Investment Residential Home Loans for qualified Self Employed Borrowers up to $3 million + ?  Whether it is a Purchase, Refi, or Cash Out Refi we offer a vast loan network and loan solutions. Furthermore, with the option for Interest-Only…

In the past 30 years, I’ve helped California’s self-employed borrowers secure over $300M in Real Estate Financing that traditional banks wouldn’t touch (while building my family and friends real estate portfolio’s using the same strategies). Here’s how we help them: First off, we use alternative documentation. 95% of self-employed borrowers get rejected using tax returns…

A Mortgage Loan Officer or Mortgage Loan Originator specializes in assisting Salaried or Self-Employed Borrowers with obtaining Real Estate Loans to Purchase or Refinance Real Estate. They evaluate applicants’ financial information, advise on Loan Programs, assist with the Application process, and work with underwriters to secure Loan Approval. Navigating the Mortgage Lending process can be…

If you’re self-employed, you might already know how difficult it can be to qualify for a traditional mortgage in 2026. Inconsistent income, tax write-offs that reduce your reported earnings, and the absence of W2s or pay stubs can often work against you in the eyes of conventional lenders. This is where Non-QM “Lite Doc” Bank Statement…

Real estate investors, builders, and families with solid credit and equity are seeking swift and cost-effective private money and “Lite Doc” Real Estate Funding solutions to enhance their strategies in today’s dynamic and changing markets. With over 30 years of experience and established loan networks, Dan Cassel and Trinity Mortgage offer a range of loan…

Home refinancing loans are designed for clients who can fully document their income, though they may not always have conventional documentation like tax returns. While many refinance loan requests come from salaried borrowers, a significant portion also includes self-employed individuals, such as business owners, real estate investors, and builders who require some flexibility in documentation.…

Dan Cassel and his Trinity Mortgage loan team are committed to finding the best rate and Loan Programs for our clients. Many of Dan’s Clients are Self Employed Borrowers, Business Owners or Investors that have unique Lending Documentation needs. They need Flexibility, less documentation and reliable loan options, such as Cash Out, Debt restructure, Rehab money, Portfolio realignment products.  Our extensive line of Residential…

Mortgage rates continue operating in an excruciatingly narrow range near their lowest levels of the past few years. Yesterday was the 6th best day of 2025. Today is tied for 7th place after rates moved 0.01% higher on average. While the underlying bond market is fully open today, it’s a slow time of year in terms…