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According to CoreLogic’s most recent Homeowner Equity Insights report, U.S. homeowners have increased their equity by $1.3 trillion. The data also shows that in fourth quarter of 2023 62% of homeowners had an increase in equity of 9% year-over-year. The average amount of equity is around $298,000 per homeowner. “Rising home prices continue to fuel…

If you’re feeling the impact of rising interest rates on your mortgage and debt payments, you’re not alone. Considering a Fixed-Rate Refinance Loan and restructuring your debts could potentially save you thousands annually. Dan Cassel and Trinity Mortgage offer immediate solutions to reset and lower your total debt payments.   To learn more visit: https://www.dansrealestateloans.com/mortgage-loan-without-tax-returns/

It was largely a dull week before Memorial Weekend for financial markets in terms of scheduled data and volatility, but numerous Fed speeches helped reiterate what the market thought it already knew. Specifically, whereas there was widespread belief in several rate cuts in 2024, the market now…. To continue the article visit: https://www.dansrealestateloans.com/newsletter/

This Memorial Weekend, we are taking the time to commemorate and honor those Military Heroes who have served and who have given their lives protecting our country. In observance, Trinity Mortgage will be closed Monday May 27th, 2024 and will resume normal Business hours on Tuesday May 28th, 2024.    

If the current Rising Interest Rates have had you concerned about your increasing Mortgage and Debt payments, you are not alone!   It may now be in your best interest to look at a Fixed Rate Refinance Loan and “Restructure” of your Mortgage(s) and Consumer Debt Payments to potentially save thousands of dollars annually.  …

No Ratio Residential Investor Loans are currently Available! -Up to 70% Cash Out with no Ratio! -DSCR <1.00 -No Minimum DSCR -Fico 660 and Up -30-day Asset Seasoning -Non warrantable Condo Allowed -Loans to 3 Million -Loan to Value up to &0% with Min 660 Fico on Purchase and R/T Refi’s. -Cash out can be…

The Federal Reserve met this past week and held rates steady for the 6th consecutive meeting. Let’s discuss what was said and how the market reacted going into next week. “I think it’s unlikely that the next policy rate move will be a hike.” Fed Chair Jerome Powell.   The Fed Meeting Last Wednesday, the…

As 2024 has progressed, economic data–especially inflation data–have made it increasingly clear that rates will not be coming down nearly as soon as the Fed (and the market) expected. Rates are driven by multiple factors.  At present, inflation is chief among those, followed by the economy.  In general, higher inflation and economic strength coincide with higher rates.…

Data-dependent, that’s the phrase that is all too prevalent in financial markets. While rates always depend on data, the data outlook isn’t always as uncertain as it has been in the past few years. This week’s jobs report is one of the best examples of reports that financial markets watch more closely than others. Friday’s…

Mortgage rates improved slightly in this holiday-shortened week. Let’s discuss what happened as the first quarter of 2024 comes to an end and we brace for a surprise on Monday, April Fool’s Day. Fed Members Not Aligned At the most recent Fed Meeting, Fed Chair Jerome Powell led the markets to believe there will be…