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Mortgage rates remain well below last year’s long-term highs, but elevated in general.  The home resale market continues to protest, as seen in February’s Pending Home Sales data, released this week. One way to interpret the chart’s  is that that “there’s nowhere to go but up.”  The catch is that there’s no guaranteed time frame…

Strength and Stability “STRONG JOB GROWTH IS NOT A REASON FOR US TO BE CONCERNED ABOUT INFLATION.” “STRONG HIRING ALL BY ITSELF WOULD NOT BE A REASON TO HOLD OFF ON RATE CUTS.” “STRONG HIRING BY ITSELF WOULD NOT BE A REASON TO HOLD OFF ON RATE CUTS.” “ON LABOR MARKET, IF WE ARE GETTING…

This past week, interest rates held steady amidst a slew of market-moving events. Let’s discuss what happened and see what lies in the week ahead. Fed Has Been Right Over the past couple of months, the bond market has adjusted to the idea that the Fed will only be cutting rates three or four times…

This past week interest rates ticked up to the highest level of the year, as the Minutes from the Fed’s last meeting were released. Let’s discuss what happened and look at the week ahead. Fed Meeting Minutes Released Last week’s main event was the release of the Minutes from the January Fed meeting. Fed Chair…

Mortgage Rates Just Got Smoked by Barn Burner Inflation Report If it feels like there’s been an inordinate amount of focus on the Consumer Price Index (CPI) recently, today proved it was justified.  It’s not hard to understand WHY this data should matter.  After all, inflation is the biggest reason that rates moved higher at…

If the current Rising Interest Rates have you concerned about your increasing Mortgage and Debt payments, you may want to keep reading! It may now be in your best interest to look at a Fixed Rate Refinance Loan and “Restructure” of your Mortgage(s) and Consumer Debt Payments to potentially “Reset” and “Stabilize” your Finances to…

Dan Cassel and Trinity Mortgage Broker are actively lending on Commercial Loans! We have expanded Lending on the following properties in California: Multifamily, Construction, Rentals, Retail/Office units (selectively), Light industrial, and more. Most LTV’s up to 70%/75% Minimum DCR vary but 1.15-1.35 is common and depends on the loan type. Lite Doc Solutions! Cash out…

To honor the federal holiday and the remarkable impact of Martin Luther King Jr., the offices of Dan Cassel and the Trinity Mortgage Broker Team will be closed Monday, January 15, 2024. Normal hours of operation will resume Tuesday, January 16, 2024.  

Yes, there are several 1st and 2nd Trust Deed Mortgage Loan Programs that we can offer without Federal Tax Returns, if you are Self-Employed and have good credit. Our Loan Solutions are for Primary or Investment Home Loans. One Solution would be to get a…. https://www.dansrealestateloans.com/mortgage-loan-without-tax-returns/

Markets continued to digest the impact of slowing inflation and potential rate cuts from the Federal Reserve, helping mortgage rates to stay at levels close to the lowest since mid-2023. The 30-year fixed mortgage rate edged higher last week and ended 2023 at 6.76 percent, over a percentage point lower than its recent peak of 7.9 percent…