Blog

NEW! LIMITED DOC LOAN PRODUCT Today, Real Estate Loans for Self Employed Borrowers can be tricky. Dan Cassel and his Loan Team from Trinity Mortgage in San Diego have focused on solving these issues since 2009. We are able to offer “Custom” Loan Options and Lite Doc Solutions for Cash Out or the Self-Employed Borrowers that…

If you are a Self-Employed Borrower looking to Buy or Refinance Real Estate in California and show significant tax write-offs, you may have been told you don’t qualify for the mortgage you seek, because it is extremely common for business owners to take advantage of the write-offs available to them and lower taxable income. The…

Almost everyone has said it or heard it: Existing Home Sales are in the toilet because there’s no inventory and there’s no inventory because no one wants to give up their 3% mortgage when rates are 7%. “There are simply not enough homes for sale,” according to NAR Chief Economist Lawrence Yun. To keep reading…

Mortgage rates spiked abruptly last week after several economic reports showed the economy doing better than expected. Now this week, key inflation data showed prices falling faster than expected. Rates responded with a full recovery. If rates could only choose one thing to be afraid of, it would be inflation.  Rates are based on bonds.  Bonds…

Dan Cassel – Trinity Mortgage will be closed on Monday, July 3, 2023 and Tuesday, July 4, 2023 in honor of Independence Day. We will be back Wednesday, July 5, 2023. Have a Great, Safe Family and Friend filled Independence Day!!

Accepted Private Money Assets: Residential & Commercial Properties Other details: Lien Position: 1st and 2nd Who We Lend To: Individuals, Entities, Trusts, Foreign Nationals   Location: Generally California Only -but tell us more! Occupancy: Owner and Non-Owner Occupied Purpose: Business / Commercial Use/ No Construction. Term of Loan: Short Term exit of loans in 2-5…

A majority of the housing market data on any given month tends to come out mostly on the same week. This was that week and the takeaway was that the housing market could be doing worse. Some might even argue that we’re seeing some resilience relative to the rate landscape. Let’s refresh our understanding of…

Can you get a 1st or 2nd Mortgage Loan without tax returns? If you are a Self-Employed Borrower looking to Buy or Refinance Real Estate in California and show significant tax write-offs, you may have been told you don’t qualify for the mortgage you seek, because it is extremely common for business owners to take…

This Memorial Day, please take time to honor and remember the brave men and women who made the ultimate sacrifice while serving in the armed forces. God Bless them! It is a day of reflection, gratitude, and remembrance.   Dan Cassel – Trinity Mortgage will be closed on Monday, May 29, 2023. We will be…

Key Facts About Our Single Residential Rental Loan DSCR loan with no W2s, paystubs, or tax returns required Property loans from $150K to $3MM Single Family Rental (SFR), condos, townhomes, PUD, 2-4 units eligible Foreign Nationals allowed (70% LTV max, eligible countries only) 30-year property loan terms Minimum 640 FICO We offer Loan Solutions! Here…