Blog

It’s a tale as old as time for those who closely follow the day to day gyrations in the mortgage market.  Bond volatility forces lenders to raise rates fairly quickly.  Lenders then wait for market gains AND stability before adjusting rates back toward previous levels.  Even then, rates remain slightly higher than the bond market says they…

Dan Cassel works with many Self Employed Borrowers. Besides Real Estate Loans, he also delivers Loans for Pre Owned Equipment, Trucks, and Business improvements. Dan moves very quickly and we have a simple one page application to begin. These loans require speed and reliable money and we deliver! Items needed: Invoice from seller to buyer…

Mortgage rates have been having a bad 2022 so far with the average lender up to the highest levels in roughly 2 years as of yesterday.  The reason? The broader bond market (which dictates interest rates) is in the midst of an adjustment process in response to a shift from the Fed. This adjustment process can be…

Our Residential Investment Rental Loan Products are still from mostly “Institutional” or “Mortgage Banking” Money this month. Dan Cassel and the Trinity Mortgage Broker Team in San Diego have provided our Borrowers a reliable source for Investment Home Financing since 2009, with quite a few Aggressive Loan Solutions for both Salaried and Self-Employed Borrowers.  Many of our…

Monday, January 17, 2022 (Martin Luther King, Jr. Day) is a Federal Holiday. Dan Cassel – Trinity Mortgage will also be closed in Remembrance of Dr. Martin Luther King, Jr.

Last week wasn’t a great one for mortgage rates.  Most lenders were roughly a quarter of a point higher on a conventional 30yr fixed scenario by Friday.  This morning’s additional weakness in the bond market brings the average conventional 30yr fixed scenario closer to 3.625% (as always, rate quotes depend on multiple factors, and the overall range is…

Ideally for clients who seek cash out for Planning purposes and can fully document their income, but maybe not always with tax returns or conventional documentation. Many of our Refinance Loan Requests are for Salaried Borrowers, however a fair percentage are also Self-Employed Business Owners who may need some “Documentation” and Cash Out flexibility! They seek to:…

It has been very rare over the last several years to see a solid 2nd Trust Deed Loan Product come to the market for CA homeowners… Here are a few more Loan Details: – These are 15-, 25-, or 30-Year Term Fixed Rate 2nd Trust Deeds – Loan amounts 250K Min to 500K Max. Combined 1st…

Ideally for clients who can fully document their income, but maybe not always with tax returns or conventional documentation. Many of our Refinance Loan Requests are for Salaried Borrowers, however a fair percentage are Self Employed often as Business Owners, Real Estate Investors, and Builders who may need some “Documentation” flexibility! They seek to: Unlock…