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What is a “Cash Out” Home Refinance Loan? This is a process where Dan Cassel and the Trinity Mortgage Broker team refinance your existing California Real Estate Loan with a New Home Loan for more than you currently owe on your house. It presumes you have equity built up in your California home. The spread…

Dan Cassel and Trinity Mortgage in San Diego, CA. have offered  reliable California Real Estate Loans from our Aggressive Loan Networks, where Banks have competed for our Borrowers daily loan Business since 2009! We Provide Residential and Investment Loans for both Salaried and Self Employed Borrowers and somewhere in between!  Purchases, Refi’s, and Cash Out!…

Mortgage Rates had another decent day on Thursday with the average lender offering modestly better terms compared to yesterday.  Improvements continue to arrive in fairly small doses, but they’ve been adding up.  You’d have to go back nearly a month to March 12th to see anything definitively lower (although it’s worth noting that today’s rates are also…

Mortgage Rates have been doing pretty well so far in April.  They bounced at long-term highs on March 31st (matching the highs from 2 weeks prior), but have been descending gently since then.  Today’s move was definitely modest.  The average borrower wouldn’t see much of a difference–if any–versus yesterday’s rate offerings.  But given the rising rate reality…

Things have been bad for mortgage rates in 2021.  That assertion has nothing to do with the outright level of mortgage rates–indeed, that’s still very low historically–and everything to do with the pace and duration of the rate spike.  Like many things, there comes a certain point at which things have been bad enough for…

Dan Cassel and the Trinity Mortgage Loan team offer Spec Residential- Attached, Detached, Multi-family, Infill, and broken project Construction Financing on Properties located in California. We use both Bank or Non-Bank Construction Loan options and offer “other” Real Estate Investment Loan Solutions like Bridge Loans, Portfolio Restructures, and “Take Out” Financing. Individuals, LLCs, corporations, partnerships, trusts, estates, international investors, Ground-up…

There are a few interesting developments for mortgage rates today–especially considering last week’s striking discrepancy between Freddie’s weekly survey and the reality on the front lines.  Specifically, the Freddie survey finally did a bit more to catch up with reality as it conveyed one the biggest recent jumps to the highest levels reported since early last summer. …

Mortgage rates rose moderately today, depending on the lender.  It’s worth noting that lender pricing is exceptionally widely stratified at the moment.  In other words, some lenders made big moves today while others did not.  Disparity between lenders is nothing new, but the point is that it’s been elevated and persistently volatile.  This began after the pandemic…

Dan Cassel – Trinity Mortgage Broker team provide the reliable one-on-one Mortgage Loan guidance you deserve when it comes to Purchasing or Refinancing Residential and Investment Real Estate in California. Our proprietary Lending Platform Technology allows us to qualify Salaried or Self-Employed Borrowers quickly, while offering the most valuable, aggressive FNMA, Non-QM-Portfolio,  Jumbo Residential and…

Ideally for clients who can fully document their income, but maybe not always with tax returns or conventional documentation. Many of our Refinance loan requests are for Salaried Borrowers, however a fair percentage are also Self-Employed, often as Business Owners, Real Estate Investors, Builders who may need some “Documentation” flexibility! We deliver! They seek to:…