Blog

Are you a Self Employed Borrower? Did you know that 95% of Self-Employed Borrowers get rejected for mortgage financing using tax returns? (that tell an incomplete cash flow story anyway!) For 30 years I have been turning “No” into “Yes” for California’s Self-Employed borrowers by securing over $300M in financing using alternative documentation. If you…

Dan Cassel – Trinity Mortgage Broker team provide the reliable one-on-one Mortgage Loan guidance you deserve when it comes to Funding 1st or 2nd TD Residential and Investment Real Estate Loans in California. Please tell us how we can help! For a Free Mortgage Analysis and to speak to Dan Cassel and the Trinity Mortgage…

With mortgage loan rates dropping, self-employed individuals may find it challenging to qualify for a traditional mortgage. Factors such as inconsistent income, tax write-offs that lower reported earnings, and the lack of W2s or pay stubs can hinder approval from conventional lenders. Non-QM “Lite Doc” Bank Statement Loans are specifically designed to address these challenges,…

Real Estate Investors, Builders and Families need fast and cost-effective Private Money Funding Solutions to improve their game in today’s fast paced markets. Being self employed for over 26+years Dan and his loan team have discovered “Fast Track” Real Estate and Business Loan products that give our borrowers more qualifying loan options with less documentation.…

Interest rates on home mortgages are dropping this Fall, presenting a long awaited opportunity for those considering refinancing their primary, secondary, or investment property in California. Navigating the refinancing documentation and selecting the right mortgage loan tailored to your specific goals can be a complex task in today’s dynamic lending landscape. Especially if you are…

If the last several years of Rising Interest Rates have affected your Family and you are concerned about your Current increasing Mortgage and Debt payments, you are not alone! Many borrowers are unaware they can Refinance right now and likely improve their Finances right now. With Interest rates for many Loan Products already dipping down…

Bank Statement HELOC – A HELOC for Self-Employed   Since 1992, Dan Cassel and the Trinity Mortgage Broker Loan team have been providing personalized mortgage guidance to individuals and businesses for their Residential or Commercial Real Estate Financing needs. Whether you’re refinancing, purchasing a home, pulling cash out, building, or investing in real estate, we have…

Cash Out 1st TD Loan Product details: Say your home is valued at $900,000 and your mortgage balances are a 1st TD of $350,000, and a 2ND TD/ HELOC of 150K. In this example you have a total equity position in your home of $400,000. -Cash Out Option 1 Maybe you want to pull “cash…

Dan Cassel – Trinity Mortgage Broker team provide the reliable one-on-one Mortgage Loan guidance you deserve when it comes to Funding 2nd TD Residential and Investment Real Estate Loans in California. Here are our current Bank Statement 2nds TD Loan Details for California Dan Cassel and Trinity Mortgage currently offer one of the industry’s only…

If You’re One of Those People Asking How Much Lower Your Mortgage Rate Quote is After Fed Day, This is Required Reading It’s day two of mortgage rates surging higher–now back to the highest levels in 2 weeks (the day before the September 5th jobs report). The juxtaposition of yesterday’s Fed rate cut and the sudden mortgage…