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Are you looking for a Residential Home Mortgage Refinancing Loan program that makes sense on a Primary, Secondary or Investment home in San Diego, Los Angeles, Sacramento or elsewhere in California? Choosing the correct reliable Refinancing options and Mortgage Loan Solution that matches your goals for your given scenario can be a very confusing process, especially in today's still unpredictable Lending Markets. Especially if you are a self employed Borrower with "other" income! However, you have come to the right place to find a solid Home Mortgage Loan Team with a Long Time Loan Network. We deliver Reliable Real Estate Funding!!
Since 2009, we have worked together to provide timely Real Estate Funding in California for Residential and Commercial Real Estate of all types. Our Money is from solid, trusted US Institutional Banks, Mortgage Banks, or "Private Mortgage Funds" who have long established histories. We are also always growing our lending networks with the top new loan sources and products developing at this time.
Dan Cassel is a Licensed Independent Mortgage Expert and Trinity Mortgage is a Licensed California Mortgage Brokerage in San Diego, CA. His main specialty is working with Self Employed Borrowers throughout California and the western United States.
We use our Proprietary "Lending Platform Technology" and our large, reliable Lending network to aggressively search and fund borrower Refinance loan requests for CA Residential and Commercial Real Estate Loans of all types. Our Knowledge of Loan Documentation and Mortgage Lending helps keep us at the forefront of timely Funding's of California Residential and Investment Mortgage Loans.
Tell us More about your needs!
WHAT WE OFFER:
Our Refinance Funds can move Fast, and are from Solid, Trusted US Institutional Banks, Mortgage Banks, or "Private Mortgage Funds". Many also offer Portfolio Loan Products that the "Typical Full Service" Local Bank or Credit Union just do not offer.
Families and Investors rely on Dan Cassel and his Loan Teams reliable Long-Term Banking Relationships, Real Estate Loan Expertise, and his ability to understand todays Mortgage Loan Documentation necessary to deliver aggressively Priced Mortgage Loan terms.
Many of these Loans are "Less Hassle," and tailored to help Families and Investors qualify with Alternative Loan Documentation on Purchases and Refinances, as needed. Like 12 or 24 Month Bank Statements or Rents.
We are here to make sure that your residential Home Refinance or Purchase process is a whole lot easier, whether you are a Salaried or Self-Employed Borrower.
We will look over your Loan Documentation, ask a lot of questions, discuss timelines and your concerns. And we will work with you to choose the Right Loan Programs for your Family's needs, whether this is your first Refinance or 7th purchase.
Who are Home Refinancing loans for?
Ideally for clients who can fully document their income, but maybe not always with tax returns or conventional documentation. Many of our Refinance Loan Requests are for Salaried Borrowers, however a fair percentage are also Self-Employed, often as Business Owners, Real Estate Investors, Builders who may need some “Documentation” flexibility!
They seek to:
- Restructure current long term Mortgage Debt at lower rates to improve mortgage cash flow
- Unlock the equity in their Primary, 2nd and investment properties via FNMA or Non-QM Loans.
- Improve Cash Flow and Debt Structure terms using cash out to take advantage of today’s low Interest rates.
- Lock in a long-term interest rate
- Use both Salaried and Self-Employed Income to qualify.
- Improve financial picture
- Pay off their current homes quicker
- Manage monthly mortgage payments via interest-only option.
- Improve Rental Home cash flows via Interest only loans
- Use Aggressive Non-QM Loans “Niche” Loan with less documentation, like Banks Statements, 1 year tax returns, Stated Income and so forth.
Getting Started Today is Easy!
To find out more about our product offerings in San Diego, Los Angeles, Sacramento, and the surrounding California region, please contact us today for a FREE Mortgage Analysis at 866-310-1112.
Or Click Here to request more Mortgage Loan information from a trained Loan Professional.
Current Home loan details for California:
- We offer Fixed Rates & ARMs, Interest only solutions
- Loan Amounts up to 3 Million +
- Up to 85-90% LTV on Primary Purchase up to 1.5M
- Bank statement 1st and 2nd TD loans for Self Employed
- W2 and 1099 Income OK
- Self employed less than 2 years? OK!
- Cash Out Refinance solutions! 1st and 2nds!
- Primary, Second Home and Investment properties
- First Time Home Buyers Allowed
- Full Documentation always offers the best pricing.
- Minimum credit scores vary from 660-700
- Gift Funds are Allowed
- OO -Business Purpose 2nd Trust Deeds available 6 Mo Bk statements!
- Delayed Financing is generally available with R&T Pricing
- Run your scenario by our team of experts!
- We move fast and understand timelines!
Tell us More about your needs!
As a broker, we have access to many different lenders with a large assortment of loan products and competitive rates. We pride ourselves in excellent customer service and we educate our clients through the whole Loan Origination process as needed. We also Listen too!! Our team has a proven track record of satisfied clients served since 2009.
Our Address is 11622 El Camino Real #100 San Diego, CA 92130. 866-310-1112
Trinity Real Estate Services is licensed in the state of California
Broker Cal DRE# 01855258 Broker NMLS # 281763
Dan Cassel CA DRE # 01146347 Dan NMLS # 347918
HOUSE LISTED??
The transaction is generally not eligible for delivery to Fannie Mae if the subject property is listed for sale at the time of disbursement of the new Mortgage Loan.
However, we have solid Non-QM Loan Options that may work, so please phone, and help us understand your situation.
