A Jumbo Home Loan is designed for individuals seeking larger loan amounts that exceed the limits set by Fannie Mae and Freddie Mac. These limits vary by county and are determined by lenders. While Jumbo loans come with stricter requirements, they are competitively priced, making them a viable option for those with a stable income…

Highest Rates in Over a Year, But There’s a Silver Lining Mortgage moved higher today, and while the jump was no larger than the one seen on Monday, both were ‘above average’ and both took rates in the wrong direction. In addition, the steady weakness throughout the month of July finally resulted in yesterday’s rates…

If you are self-employed and considering a new Mortgage Loan in California, you may already be aware of the challenges in qualifying for a traditional Full Documentation mortgage. Being Self Employed is not viewed favorably by many Banks. Factors such as inconsistent income, tax write-offs that lower your reported earnings, and the lack of W2s…

 Don’t let reported income slow down your Real Estate Deal down. Call Dan! We offer Fast Track reliable “Less Doc” Real Estate Loan Solutions for Self Employed Borrowers. Asset depletion— Our Institutional Bank Loan Networks can use a Qualified Borrower’s eligible assets to help support repayment— especially when traditional income documentation doesn’t reflect your full…

Many self-employed borrowers have low-rate first trust deed mortgages from previous years but may have added second trust deeds or HELOCs. With a changing business environment, a need for liquidity, and evolving family and business needs, navigating the home refinancing decision-making and loan process in 2026 is becoming increasingly complex, especially for self-employed borrowers and…

95% of self-employed borrowers get rejected for mortgage financing using tax returns that tell an incomplete cash flow story. For 30 years I have been turning “No” into “Yes” for California’s self-employed borrowers by securing over $300M in financing using alternative documentation. If you want to know more about Self Employed Borrower Financing options, you…

The Fourth of July, 2026, celebrates the 250th anniversary of the United States’ independence, commemorating the adoption of the Declaration of Independence on July 4, 1776. To Learn more on Holiday events, times or to renew your Love for American History please visit: https://www.whitehouse.gov/freedom250/

  July 4, 2026, marks the 250th anniversary of the United States Declaration of Independence, also known as the Semiquincentennial, with various celebrations planned across the country.

Self-employment can present challenges when seeking a traditional mortgage in 2026. Variables like fluctuating income, tax deductions affecting reported earnings, and non-standard employment documentation can complicate approval with conventional Banks. Tailored solutions such as Non-QM “Lite Doc” Bank Statement Loans provide options without requiring Federal Tax Returns. These financial products are designed to address the…

We specialize in providing Primary or Investment Loan solutions for Self-Employed individuals, including business owners, with “Other” W2 or 1099 income. Our focus is often on offering Bank Statement Loans/Lite Doc loans with a quick and efficient process, allowing banks to compete for your mortgage business. Lately, we have also been delivering “Fast Funding” Private…