Treasury yields are lower than the last several weeks yet today the market is choppy after the October jobs report showed a stronger-than-expected labor market. Yields, which move in the opposite direction of bond prices, have dropped in recent sessions as a selloff in tech stocks spurred a flight to safer assets. Interest-rate futures, however,…

Today’s Fed announcement had no impact on mortgage rate movement, and minimal impact on intraday bond market volatility. Well before the Fed announcement, the bond market was already slightly weaker compared to yesterday’s latest levels. As a result the average mortgage lender set rates just a hair higher. Despite the increase, 30yr fixed rates are…

With over 30 years of experience, Dan and the Trinity Mortgage Loan team have developed “Fast Track” Real Estate Investment Loan products that provide Self Employed borrowers with more qualifying loan options and require less documentation. Over the years we have also learned that every loan request starts with a goal and that is where…

Tip for the week: If you ask the seller to reduce the price of an $800,000 home by $25,000 you’ll save $135 per month…. IF instead you ask the Seller for a $25,000 credit to buy down your interest rate you will save closer to $300-400.00 per month, not to mention thousands in interest costs. In…

With Interest Rates moving up lately, Real Estate Investors, Builders, and Families nationwide are looking for Fast, Lite Doc, and cost-effective Private Money Funding and other Mortgage Loan Solutions to enhance their investment strategies in today’s dynamic markets. With over 30 years of experience, Dan and his Mortgage Loan team at Trinity Mortgage have developed…

Are you in an Adjustable-Rate Mortgage loan and owe over $750,000? The US Federal Reserve last week raised US Interest Rates. Now may be an excellent time to switch your adjustable-rate loan over to a Fixed Rate Mortgage Loan Term. Maybe even add some cash out to consolidate debt or build a business. For over…

Treasury yields edge higher as the Fed raises interest rates for the first time since 2023 and sends hawkish signals. The central bank hikes by a quarter of a percent, as widely expected, indicating it is willing to battle sticky inflation. “The Committee will deliver price stability,” policymakers say in the post-meeting statement per the…

HELOC Home Loans up to 1 MILLION. Dan Cassel and the Trinity Mortgage Loan Team now offer No Tax Return HELOC Home Loans solutions up to 1 Million dollars for qualified Self-Employed Borrowers. These Funds can be accessed immediately to grow a business, build an ADU, pay off debt, send kids to college, and more. Other notes: LLC…

Wishing you and your family a safe. relaxing and enjoyable holiday weekend. Respectfully, Dan Cassel and Trinity Mortgage  

In the past 30 years, I have assisted California’s self-employed borrowers with solid credit in securing millions in investment real estate financing that traditional banks often overlook. If you are self-employed and have sought a real estate loan, you understand the challenges of loan documentation, particularly when qualifying using federal tax returns. Dan Cassel and…