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Can you get a 1st or 2nd Mortgage Loan in 2026 without tax returns?
Can you get a 1st or 2nd Mortgage Loan without tax returns? -If you are a Self-Employed Borrower looking to Buy or Refinance Real Estate in California and show significant tax write-offs, you may have been told you don’t qualify for the mortgage you seek, because it is extremely common for business owners to take…
Read MoreMortgage Rates are dipping today as energy prices have dropped today !
In the Mortgage news picture to end the week, we have good news! Mortgage Rates are dipping today as energy prices have dropped today amid news the Strait of Hormuz is open. This could lead to a solid rate dip into next week for those seeking to Lock. We are glad to review Spring Loan…
Read MoreBank Statement Loans offer the financial flexibility needed for self-employed borrowers..
With mortgage loan rates dropping, self-employed individuals may find it challenging to qualify for a traditional mortgage. Factors such as inconsistent income, tax write-offs that lower reported earnings, and the lack of W2s or pay stubs can hinder approval from conventional lenders. Non-QM “Lite Doc” Bank Statement Loans are specifically designed to address these challenges,…
Read MoreAre you Self-Employed and seeking a Residential Home Mortgage Refinancing Loan program? Good News!
Great News! Interest rates on Home Mortgages are dropping, offering a promising opportunity for those considering refinancing. Are you Self-Employed and seeking a Residential Home Mortgage Refinancing Loan program for a Primary, Secondary, or Investment property in California, specifically in San Diego, Los Angeles, Sacramento, or other areas? Navigating the Refinancing options and selecting the…
Read MoreHow to qualify for Interest Only Loan if you are a self-employed borrower
Did you know that since 2009 Dan Cassel and the Trinity Mortgage Loan team have offered loan amounts in California up to $3.0 million plus on Primary or Investment Real Estate Loans for Self Employed Borrowers? Furthermore, we offer the option for interest-only payments across all our Loan Networks products, including cash out loans, allowing…
Read MoreIn the Mortgage news this week
Mortgage Rates rose some this Week due to the Iran conflict and rising Oil Prices, which has caused significant and almost exclusive upward movement in interest rates for the entire month of March. Average 30yr fixed rates have been at or near the highest levels in 7-8 months over the past 4 days. Today easily…
Read MoreCost-effective Private Money Funding in 2026 to enhance investment strategies
Real Estate Investors, Builders, and Families in 2026 are looking for fast, Lite Doc, and cost-effective Private Money Funding and other Mortgage Loan Solutions to enhance their investment strategies in today’s dynamic markets. With over 30 years of experience, Dan and his Mortgage Loan team at Trinity Mortgage have developed “Fast Track” Real Estate Investment…
Read MoreSelf Employed Borrower Financing Playbook
I have been Financing Self Employed Borrowers Real Estate for quite awhile and share some ideas here.. https://selfemployedfinancingplaybook.com
Read MoreTraditional income documentation doesn’t always tell the full story, especially for self-employed borrowers
Traditional income documentation doesn’t always tell the full story, especially for self-employed borrowers and business owners. That is why today’s Bank Statement Loans are designed to offer a smarter, more flexible way to qualify. With this program, borrowers can be approved based on their most recent 12 – 24 months of business or personal bank…
Read MoreWhat is a Non-QM “Lite Doc” Bank Statement Loan?
With mortgage loan rates dropping, self-employed individuals may find it challenging to qualify for a traditional mortgage. Factors such as inconsistent income, tax write-offs that lower reported earnings, and the lack of W2s or pay stubs can hinder approval from conventional lenders. Non-QM “Lite Doc” Bank Statement Loans are specifically designed to address these challenges,…
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