Can you get a 1st or 2nd Mortgage Loan in 2026 without tax returns?

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Bank Statement Loans offer the financial flexibility needed for self-employed borrowers..

With mortgage loan rates dropping, self-employed individuals may find it challenging to qualify for a traditional mortgage. Factors such as inconsistent income, tax write-offs that lower reported earnings, and the lack of W2s or pay stubs can hinder approval from conventional lenders. Non-QM “Lite Doc” Bank Statement Loans are specifically designed to address these challenges,…

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Are you Self-Employed and seeking a Residential Home Mortgage Refinancing Loan program? Good News!

Great News! Interest rates on Home Mortgages are dropping, offering a promising opportunity for those considering refinancing. Are you Self-Employed and seeking a Residential Home Mortgage Refinancing Loan program for a Primary, Secondary, or Investment property in California, specifically in San Diego, Los Angeles, Sacramento, or other areas? Navigating the Refinancing options and selecting the…

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In the Mortgage news this week

Mortgage Rates rose some this Week due to the Iran conflict and rising Oil Prices, which has caused significant and almost exclusive upward movement in interest rates for the entire month of March. Average 30yr fixed rates have been at or near the highest levels in 7-8 months over the past 4 days. Today easily…

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Cost-effective Private Money Funding in 2026 to enhance investment strategies

Real Estate Investors, Builders, and Families in 2026 are looking for fast, Lite Doc, and cost-effective Private Money Funding and other Mortgage Loan Solutions to enhance their investment strategies in today’s dynamic markets. With over 30 years of experience, Dan and his Mortgage Loan team at Trinity Mortgage have developed “Fast Track” Real Estate Investment…

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Traditional income documentation doesn’t always tell the full story, especially for self-employed borrowers

Traditional income documentation doesn’t always tell the full story, especially for self-employed borrowers and business owners. That is why today’s Bank Statement Loans are designed to offer a smarter, more flexible way to qualify. With this program, borrowers can be approved based on their most recent 12 – 24 months of business or personal bank…

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What is a Non-QM “Lite Doc” Bank Statement Loan?

With mortgage loan rates dropping, self-employed individuals may find it challenging to qualify for a traditional mortgage. Factors such as inconsistent income, tax write-offs that lower reported earnings, and the lack of W2s or pay stubs can hinder approval from conventional lenders. Non-QM “Lite Doc” Bank Statement Loans are specifically designed to address these challenges,…

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Licensing

Loan Officer NMLS #347918 CA DRE # 01146347

Trinity Mortgage NMLS #281763 CA BRE 01855258

nmlsconsumeraccess.org

Equal Housing Lender

Contact Us

Dan Cassel - Trinity Mortgage
11622 El Camino Real
San Diego, CA 92130

Number:
(866) 310-1112

Hours:
MON-FRI 7AM - 4PM