​Can you get a 1st or 2nd Mortgage Loan without tax returns?

-If you are a Self-Employed Borrower looking to Buy or Refinance Real Estate in California and show significant tax write-offs, you may have been told you don’t qualify for the mortgage you seek, because it is extremely common for business owners to take advantage of the write-offs available to them and lower taxable income.

-The only problem with that lower taxable income is when it’s time to get a traditional Real Estate Mortgage, the debt-to-income ratio “on paper” looks too high.