Cash Out 1st TD Loan Product details: Say your home is valued at $900,000 and your mortgage balances are a 1st TD of $350,000, and a 2ND TD/ HELOC of 150K. In this example you have a total equity position in your home of $400,000. -Cash Out Option 1 Maybe you want to pull “cash…

Dan Cassel – Trinity Mortgage Broker team provide the reliable one-on-one Mortgage Loan guidance you deserve when it comes to Funding 2nd TD Residential and Investment Real Estate Loans in California. Here are our current Bank Statement 2nds TD Loan Details for California Dan Cassel and Trinity Mortgage currently offer one of the industry’s only…

If You’re One of Those People Asking How Much Lower Your Mortgage Rate Quote is After Fed Day, This is Required Reading It’s day two of mortgage rates surging higher–now back to the highest levels in 2 weeks (the day before the September 5th jobs report). The juxtaposition of yesterday’s Fed rate cut and the sudden mortgage…

Great News! Interest rates on Home Mortgages are dropping, offering a promising opportunity for those considering refinancing. Are you Self-Employed and seeking a Residential Home Mortgage Refinancing Loan program for a Primary, Secondary, or Investment property in California, specifically in San Diego, Los Angeles, Sacramento, or other areas? Navigating the Refinancing options and selecting the…

Interest rates on home mortgages are dropping this summer, presenting a long awaited opportunity for those considering refinancing their primary, secondary, or investment property in California.Navigating the refinancing documentation and selecting the right mortgage loan tailored to your specific goals can be a complex task in today’s dynamic lending landscape. Especially if you are Self…

Time to Build? We have the Construction and Rehab Loan Solutions! Up to 85% LTC, 70% LTV-ARV 1–4-unit residential properties Only pay interest on funds drawn Multiple properties allowed Equity in land used as equity in project No prepayment penalty 18-month term Concurrent loans allowed Interest payments can be included Small infill development allowed if…

Our offices will be closed on Monday, September 1st in observance of the Labor Day holiday. We will be back and ready to assist you first thing on Tuesday morning. Wishing you a restful, well-deserved break! Respectfully, Dan Cassel 866-310-1112  

A Bank Statement Loan Qualification is a Mortgage Approval process that allows Self-Employed Borrowers to have income calculated based on Bank deposits over a period of time. With this type of loan, tax returns are excluded from the equation. It is a bit more complicated to navigate thru underwriting and many banks do not offer…

A “Cash Out” Home Refinance Loan involves refinancing your current California Real Estate Loan with a new Home Loan for an amount exceeding your current house debt. This process assumes you have accrued equity in your California home, with the surplus amount referred to as your “Cash Out.” The “Cash Out” funds are disbursed to…

Yesterday saw the average 30yr fixed rate fall back in line with levels from early October, 2024. This happened for two reasons. The broader, underlying reason is that rates have been in a fairly narrow, stable range and that range was already relatively closer to 10 month lows than 10 month highs. The more specific…