40-year Fixed Rate Loan with a 10 Year Interest Only
What is a 40-year Fixed Rate Loan with a 10 Year Interest Only Feature Loan?
Are you looking to take advantage of today’s Low Interest Rates for longer term? Maybe you seek a lower initial home loan payment after cash out? With Rates on the rise, you are not alone! Our lending products are often unique and not what you see at Local Banks, especially if you are Looking for Loan Flexibility and options, such as cash out or maybe earning both w2 income and SE income. We get that! One popular loan product we offer is a 40 Year Fixed Rate Loan with a 10-year Interest-Only period at the start. WOW.
This gives families payment flexibility and possible payment relief while locking in today’s low rates for entire 40-year term, while eliminating uncertainty when adjusting from Interest-Only (IO) to P&I payments! It’s easier to qualify than many 40-year Fixed IO loans, because of its 40-year term. Underwriting decisions are fast and efficient. We offer aggressive loan solutions and are glad to learn more!
Take advantage today!!
Here are a few of the loans FEATURES:
- Purchase, Refinance, and Cash Out
- Full Doc or Bank Statement Loans
- Self Employed and W2 Income allowed
- Loan amounts up $3.0 million +
- O/O 90% Max LTV to 1.5 million.
- O/O 85% max LTV to $ 3.0 million.
- NON-O/O 80% max LTV to $2.5 Million
- Owner-occupied, second homes and investment properties


