Self Employed? – 4 Mortgage Options to get a Mortgage Without Tax Returns?

If you are Self-Employed and show significant tax write-offs, you may have been told you don’t qualify for a mortgage.

It is extremely common for business owners to take advantage of the write-offs available to them. The only problem is when it’s time to get a traditional Real Estate Mortgage, their debt-to-income ratio “on paper” looks too high.

One Solution would be to get a bank statement mortgage. These require at least 680 + credit scores generally and loans amounts with us can go to $3 Million Dollars. Owner Occupied, Second Home and Non Owner Loans are available. Interest only too!

A Bank Statement Loan Qualification is a Mortgage Approval process that allows Self-Employed Borrowers to have income calculated based on Bank deposits. With this type of loan, tax returns are excluded from the equation. Here are 4 Loan qualification Options to consider using..

Personal Bank Statements
Business Bank Statements
Cash Flow Mortgage -DSCR Loans
Asset Qualifier Loan

You must be in business for at least 2 years. Income will be calculated based on 12-24 months deposits, minus any non-business-related deposits. Very unique Product. Loans to 3 Million! Interest only and non warrantable Condos!

To Learn more and Request a Free Loan Analysis please Click HERE. Or feel free to Dial Dan Cassel and the Trinity Mortgage Loan team at 866-310-1112. Thank you!