What is a Jumbo Home Loan? A Jumbo Home Loan is not a “one size fits all”  Mortgage Loan. This loan exceeds base amounts set by Fannie Mae and Freddie Mac Guidelines. So, it is up to the Lender to determine the ceiling loan amounts and those can vary county by county.

Because this is a larger Loan Amount than a typical Mortgage, lenders impose stricter loan requirements than they might on a traditional loan. These loans have a typically Higher Interest Rate vs say a traditional FNMA Loan but are still very aggressively priced. A Jumbo Home loans is Ideally for clients who can fully document their income, but maybe not always with tax returns or conventional documentation. We understand and offer Conventional and Jumbo Mortgage Loan Programs to both a Salaried or Self Employed Borrower in California.

Types of Jumbo Loan Products available:

• Purchases, Refinances, Cash Outs
• Non QM And Jumbo Loan Amounts up to 4 Million +
• Investment or Primary Mortgage Solutions!
• Large Cash Out Loans, 1st or 2nd TD
• Portfolio Loan Solutions. Tell us your needs!!
• Salaried or Self Employed Borrowers OK!!
• Full Documentation or  12-24 Mo Bank Statements
• DSCR Investment loans- No employment on 1003!
• Non US Citizen Loan Solutions
• Minimum credit scores vary

 

To learn more Phone Dan Cassel and Trinity Mortgage for a Free California Mortgage Analysis – 866-310-1112

To request a Quick Mortgage Analysis please click HERE