A Bank Statement Loan Qualification is a Mortgage Approval process that allows Self-Employed Borrowers to have income calculated based on Bank deposits over a period of time. With this type of loan, tax returns are excluded from the equation. It is a bit more complicated to navigate thru underwriting and many banks do not offer these solutions or have expense factors subtracted form deposits. We understand these loan details and are here to help navigate this process.

Here are 3 Bank Statement Solutions we can use for Loan Documentation Qualification and Funding..

Personal Bank Statements
Business Bank Statements
Asset Statements-Qualifier Loan

Income will be calculated based on 12-24 months deposits, minus any non-business-related deposits.

You generally must be Self Employed for 2 years, but there are solutions if you have not been or also have W2 income. And for Cash Out.

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