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2020 Self-Employed “Less Doc” Mortgage Options

2020 Self-Employed “Less Doc” Mortgage Options

Investors, Builders, Families, and Realtors rely on Dan Cassel and the Trinity Mortgage Broker Loan sources, our Experience, and our “Lending Platform Technology” research system to deliver solid “Lite Documentation” Loan Solutions for the Self Employed that are not typically offered by the local “Full-Service” Banks.

With Rates so low, now is the Right Time to consider a new Mortgage Loan!
We offer:

  • Make-sense underwriting with risk-based guideline exceptions
  • 40 yr fixed rate terms with 10 yr IO, 30 yr fixed, and ARM terms available
  • 95% LTV to $1 million – 90% LTV to $1.5 million – 75% LTV to $2.5 million
  • Non-owner occupied up to 80% LTV to $1.5 million
  • Expanded DTI up to 55% for owner occupied purchases and R&T refi’s
  • 1 year tax return or W-2 documentation
  • 12 or 24 month personal bank statement qualification with no expenses!
  • Temporary rental income OK (Air Bnb, VRBO)
  • No title seasoning on cash out REFI’S with reduced LTV
  • Non-warrantable condo’s considered
  • No minimum tradeline requirement with 3 credit scores and reduced LTV
  • Only 3 years from foreclosure, BK, short sale or DIL
  • To learn more phone Dan Cassel at 866-310-1112

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Licensing

Loan Officer NMLS #347918 CA DRE # 01146347

Trinity Mortgage NMLS #281763 CA BRE 01855258

nmlsconsumeraccess.org

Equal Housing Lender

Contact Us

Dan Cassel - Trinity Mortgage
11622 El Camino Real
San Diego, CA 92130

Number:
(866) 310-1112

Hours:
MON-FRI 7AM - 4PM