In spite of Covid-19 Market conditions, Our construction solutions are ramped up. Dan Cassel and Trinity Mortgage Brokers work with solid loan sources to place and fund both Primary and Investment Construction Loans and Real Estate Investment Solutions in Southern and Central California, non rural. We are generally able to close these loans in less than 60 days or once we have all the Documentation/Plans/Permits and the LOI issued.

Many of our loan products are more tailored for active, builders and investors who over the last 3 years have been active in Construction and Fix and Flips.

Here is a sample of the Current Investment Construction Loan to values (LTVS) we see as of 4.19.20, and this is subject to Market changes.

Proposed Investment Construction Loan to Values:

Loan Amount <=$1,500,000- Max LTV 75% Max LTC 85%

Loan Amount <=$3,000,000- Max LTV 70% Max LTC 80%

Loan Amount <=$5,000,000- Max LTV 55% Max LTC 65%

Proposed Owner Occupied Construction Loan to Values generally are view case by case and at 75% LTV/LTC.

Most Banks and Funds have tightened up project reserve requirements and details like personal reserves. We strongly suggest all construction files submitted to have 700 + credit scores and be very careful with fresh, solid loan and financial documentation.

To reach an Independent Mortgage Expert directly please phone 866-310-1112.

**Our Construction loan sources typically offer our Borrowers Letters of Interest (LOI) within 4-7 days of a complete file/application and prior to final approval of course. Together we then review the loan terms and any required up-front fees, plans, applications, Appraisals and supporting documents to move to close. Our Loan knowledge saves our clients money and we look forward to the opportunity.!