Home refinancing loans are designed for clients who can fully document their income, though they may not always have conventional documentation like tax returns. While many refinance loan requests come from salaried borrowers, a significant portion also includes self-employed individuals, such as business owners, real estate investors, and builders who require some flexibility in documentation.

Clients typically seek to:

– Restructure long-term mortgage debt at lower rates to enhance cash flow

– Unlock equity in their primary, second, and investment properties through FNMA or Non-QM loans

– Improve cash flow and debt structure by utilizing cash-out options to take advantage of current low interest rates

– Lock in a long-term interest rate

– Qualify using both salaried and self-employed income

– Enhance their financial picture

– Pay off their homes more quickly

– Manage monthly mortgage payments through interest-only options

– Improve rental home cash flows with interest-only loans

– Access aggressive Non-QM loans that require less documentation, such as bank statements, one-year tax returns, or stated income

Getting started is straightforward. For a free mortgage analysis from a Trinity Mortgage Loan Professional phone Dan at 866-310-1112 or click here