Dan Cassel and the Trinity Mortgage Broker team work with our Borrowers on each Mortgage Loan Application to achieve success.

Upon our Submission of a Borrowers Loan paperwork and all items being acceptable to the Bank, Initial disclosures like these below are sent out to the Borrower from the Bank.

These “Basic” Mortgage Loan Conditions must be accepted and the Forms signed. This then begins the final Loan Approval Submission Process. Once the Borrower executes those disclosures, the file is ready to submit and a Appraisal can be ordered, if it is not already. .

We work to make sure all lending and compliance laws we are responsible for are met in a timely fashion. Our team is glad to learn more and offer you a Free Mortgage Analysis.

Simply click here or dial us direct at 866-310-1112. Feel free to reach out if you have questions!

 

Below are some Papers that need the Borrowers Signatures. This is just to give you a idea of the intensity of Mortgage Lending today. 

This email has been sent to notify you that all of the required parties have completed e Signing of the package you sent on ___________.

Underwriting – Initial 1003 (broker)
Acknowledgement of Intent to Proceed
Loan Estimate (Alternate)
2015 Settlement Service Provider List
CA Bureau of Real Estate Disclosure
Borrower’s Certification & Authorization
AOMS Privacy Policy
USA Patriot Act Information Disclosure
Acknowledgement of Receipt of Loan Estimate
CA Addendum to Residential Mortgage Loan Application – Notice of Separate Credit/Account
CA Disclosure Receipt
CA Earthquake Insurance Notice for Condominium Projects
CA Hazard Insurance Authorization, Requirements and Disclosure
CA Loan Impound Disclosure and Waiver
CA Machine Copies Notice
CA Notice to Home Loan Applicant
CA Rate Lock Agreement
CA Statement of Interest Addendum to Residential Mortgage Loan Application
CA The Housing Financial Discrimination Act of 1977 – Fair Lending Notice
CA Voluntary Information for Government Monitoring Purposes
Equal Credit Opportunity Act Notice
Fair Credit Reporting Act
Mortgage Fraud is Investigated by the FBI
Notice of Furnishing Negative Information
Disclosure – Homeownership Counseling Organization List
Disclosure – HPML Disclosure
Notice of Right to Receive Copy of Written Appraisal/Valuation
Borrower Consent to the Use of Tax Return Information
Borrower’s Certification & Authorization, 2
CA Department of Business Oversight Comparison of Sample Mortgage Features
Disclosure – CCPA (CA)
Disclosure – Demographic Information Addendum
Disclosure – Homeownership Counseling Acknowledgment
Disclosure – Your Home Loan Toolkit
Disclosure – Your Home Loan Toolkit Receipt
Homeownership Counseling Organization List