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10 CA Loan Programs for 2021!

Dan Cassel – Trinity Mortgage Broker team provide the reliable one-on-one Mortgage Loan guidance you deserve when it comes to Purchasing or Refinancing Residential and Investment Real Estate in California. Many of our products are not typically offered at the “Local Full Service Banks”, including our Cash Out Loan Programs and Debt Service Coverage (DSCR) Loan Programs for “Lite Doc” Investment Home Loans.

Here are few loan programs my clients like:

* Aggressively priced “12 or 24 Mo Bk Statement Loans” for Self Employed Borrowers
* Super Aggressive Jumbo A+ Pricing for Salaried or Self-Employed Borrowers
* Reliable, low-cost FNMA Owner or Non-Owner Loans for Salaried Borrowers-
* Wide range of Cash Out Mortgage loans, for Primary, 2nd, or Investment homes!!
* Rental Home Loans- Cash out OK, DSCR Loans, Investors act now!!
* Ground Up Construction Loans-Primary or Investment (confirm Zip-Non-Rural)
* Take Out loans for all Real Estate types*
* Bank statements product can use Personal or Business statements
*Amazing Builder Loan Solutions of all types. Bridge, Flips and Rental $$.
*Investment Loans outside CA to experienced Builders/Investors!

Who are our Home Refinancing loans for?

Ideally for clients who can fully document their income, but maybe not always with tax returns or conventional documentation. Many of our Refinance loan requests are for Salaried Borrowers, however a fair percentage are also Self-Employed, often as Business Owners, Real Estate Investors, Builders who may need some “Documentation” flexibility!

They seek to:

  • Restructure current long term Mortgage Debt at lower rates to improve mortgage cash flow
  • Unlock the equity in their Primary, 2nd and investment properties via FNMA or Non-QM Loans;
  • Improve Cash Flow and Debt Structure terms using cash out to take advantage of today’s low Interest rates.
  • Lock in a long term interest rate
  • Pay off their current homes quicker
  • Manage monthly mortgage payments with an interest-only option.
  • Improve Rental Home cash flows
  • Use Aggressive Non-QM Loans “Niche” Loan with less documentation, like Banks Statements, 1 year tax returns, Stated Income and so forth.

As a Independent Mortgage broker, Dan and the Trinity Broker team offer reliable, cost-effective Loan Closings and we move quickly.

For a free Mortgage Analysis, please click here or Dial Dan Cassel and Trinity Mortgage direct at 866-310-1112.

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Licensing

Loan Officer NMLS #347918 CA DRE # 01146347

Trinity Mortgage NMLS #281763 CA BRE 01855258

nmlsconsumeraccess.org

Equal Housing Lender

Contact Us

Dan Cassel - Trinity Mortgage
11622 El Camino Real
San Diego, CA 92130

Number:
(866) 310-1112

Hours:
MON-FRI 7AM - 4PM