If you’re self-employed, you might already know how difficult it can be to qualify for a traditional mortgage in 2026. Inconsistent income, tax write-offs that reduce your reported earnings, and the absence of W2s or pay stubs can often work against you in the eyes of conventional lenders. This is where Non-QM “Lite Doc” Bank Statement Loans come in – designed specifically to address these challenges and provide the financial flexibility you need.

In the past 30 years, Dan and his Trinity Mortgage Loan team have helped California’s self-employed borrowers secure over $300M in Real Estate Financing that traditional banks wouldn’t touch.