What is a “Jumbo” Home Loan?
A Jumbo Home Loan is not a “one size fits all” Mortgage Loan. This loan exceeds base amounts set by Fannie Mae and Freddie Mac Guidelines. So, it is up to the Lender to determine the ceiling loan amounts and those can vary county by county.

Because this is a larger Loan Amount than a typical Mortgage, lenders impose stricter loan requirements than they might on a traditional loan. These loans have a typically Higher Interest Rate vs say a traditional FNMA Loan but are still very aggressively priced. A Jumbo Home loans is Ideally for clients who can fully document their income, but maybe not always with tax returns or conventional documentation.

Types of Jumbo Loan Products available:
Non QM And Jumbo Loan Amounts up to 3 Million +
Large Cash Out Loans, 1st or 2nd TD

Full Documentation or 12-24 Mo Bank Statements

DSCR Investment loans- No employment on 1003!

Minimum credit scores vary

Phone Dan Cassel and Trinity Mortgage direct at 866-310-1112 to review your loan questions and Options!