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Who are Home Refinancing loans for?
Ideally for clients who can fully document their income, but maybe not always with tax returns or conventional documentation. Many of our Refinance Loan Requests are for Salaried Borrowers, however a fair percentage are also Self-Employed, often as Business Owners, Real Estate Investors, Builders who may need some “Documentation” flexibility!
They seek to:
- Restructure current long term Mortgage Debt at lower rates to improve mortgage cash flow
- Unlock the equity in their Primary, 2nd and investment properties via FNMA or Non-QM Loans.
- Improve Cash Flow and Debt Structure terms using cash out to take advantage of today’s low Interest rates.
- Lock in a long-term interest rate
- Use both Salaried and Self-Employed Income to qualify.
- Improve financial picture
- Pay off their current homes quicker
- Manage monthly mortgage payments via interest-only option.
- Improve Rental Home cash flows via Interest only loans
- Use Aggressive Non-QM Loans “Niche” Loan with less documentation, like Banks Statements, 1 year tax returns, Stated Income and so forth.
Interest Rates for Many Real Estate Loans are settling down a bit so this may be a good to time to lock in a new Loan Rate.
To learn more phone Dan at 858-204-6209!
