Who are our Home Refinance loans for?

Ideally for clients who can fully document their income, but maybe not always with tax returns or conventional documentation. Many of our Refinance loan requests are for Salaried Borrowers however a fair percentage are Self-Employed, Business Owners, Real Estate Investors, Builders who may need some “documentation” Flexibility!

They seek to:

• Restructure current long term Mortgage debt at lower rates to improve mortgage cash flow
• Unlock the equity in their Primary, 2nd and investment properties via FNMA or Non-QM Loans;
• Improve Cash Flow and Debt Structure using cash out to take advantage of today’s low Interest rates.
• Lock in a long term interest rate
• Pay off their current homes quicker
• Manage monthly mortgage payments with an interest-only option.
• Improve Rental Home cash flows
• Use Aggressive Non-QM Loans “Niche” Loan with less documentation, like Banks Statements, 1 year tax returns, Stated Income and so forth.

Our extensive line of Residential and Investment Loan options currently includes but is not limited to:

• Hi Balance Home Loans
• 12 or 24 Mo Bank Statement Home Loans
• Jumbo Home Loans
• Conventional Home Loans
• Rental Home Loans
• Non QM Jumbo Loans
• Cash out Home Loans!!
• Piggy Back Loans!!
• Private Money Loans
• Commercial Bridge-Cash-Out Loans
• Fix and Flip Loans!
• Owner or Spec Construction Loans

Getting Started Today is Easy!

To find out more about our product offerings in San Diego, Los Angeles, and the surrounding Southern California and Central California region, please contact us today at 866-310-1112

If you seek to just start a new Real Estate Loan Application here is a simple link to start  click here.

 

Here is what our clients are saying:

“Dan is straight forward and honest in his approach to providing you the best products in the market. Had a great experience. ”

— David C. (Bay Area, CA)

“Dan was tenacious in helping us with financing. His determination in finding the best options for us far exceeded our expectations. His integrity, knowledge, and professionalism, are unparalleled. “