As the Coronavirus worries continue to spread, Dan Cassel and the Trinity Mortgage Broker team are ALL IN to help others and we have extended our hours!!

Here is a Note from Dan Cassel:

As a “small business owner” and Independent Mortgage Lender since 1992, my family and staff are alarmed, like you are with the recent Financial market events. We wish you and your loved ones peace and safety during this time period, and to a solid 2020!  While”this too shall pass”, your Business, Family or Friends may be facing serious financial challenges or have a lot of questions relating to your Real Estate Loan(s). Dan Cassel and the Trinity Mortgage Broker team are here to provide trustworthy advice, solid technology, an experienced Loan team and networks with over 30 lending sources or more! We have tons of loan solutions to help you get thru these difficult and confusing times quickly. We will figure this out together!!!

The basic situation is the “Corona pandemic” has wrecked havoc on the very strong financial markets, ending over a 10 year Bull run and setting the stage for a possible recession. During this upheaval, within the last week many Mortgage Loan Products other than those that fit in a “tight Box” have been pulled off the market or the rates have risen, as markets try to adjust to current conditions. This is very serious, and as markets look for a leveling off point to begin the next “Bull Market”, we suggest you review your loan options with a professional.

Clearly, there are many “Mortgage Marketing Companies” that are vastly underestimating the Lending market issues,  so the common theme is Banks are backed up because of “Low Rates”. The reality is not that easy. Most of those loans were not locked as rates were “dropping” AND now do NOT fit the current programs for many reasons. Further, with demand for loans so strong and all the Fed moves so fast, certainly banks are just confused!  Many now seek a Appraisal PRIOR to a lock. Just getting the Appraisal and the loan into and out of the banking system, Title, etc. to the correct bank during the lock periods of 45-60 days on time, is a challenge. My team and I are up to this challenge and will continue to keep our networks updated with FACTS!!

Respectfully, Dan

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