This is a process where Dan Cassel and the Trinity Mortgage Broker team refinance your existing California Real Estate Loan with a New Home Loan for more than you currently owe on your house. It presumes you have equity built up in your California home. The spread is your “Cash Out”. This “Cash Out” goes…

Tips for Securing a Favorable Low Mortgage Rate Maintain Steady Employment: Dan Cassel works closely with clients to understand their employment history and its impact on mortgage eligibility. He helps clients navigate job changes or gaps to minimize any negative effects on their mortgage application. Improve Credit Score: Dan provides personalized advice on improving credit…

Great question. Whether purchasing a home or refinancing one, it is extremely difficult to shop interest rates posted daily by so many lenders. Many of these rates are “Loss Leaders” and reflect loans that only 25% of the applicants may qualify for. Or they are FHA or FNMA weekly “averages” and they do not take…

Reverse Mortgages The need to Maximize your retirement potential is a bigger challenge than ever in 2022. What’s your vision of the ultimate retirement? Is it the freedom to travel and pursue new adventures? Turning a hobby into a small business? Optimizing your portfolio and investments? Right-sizing to the perfect home with no mortgage payments?…

On a local or statewide level, Independent Mortgage Brokers are the absolute best option for borrowers seeking to obtain a Real Estate Loan, and the Banking industry is clearly taking notice. Here is why! Flexible & Competitive Mortgage Brokers work for the borrower, not the bank. Independent mortgage brokers have the ability to truly harness…

Has your Real Estate Loan been “Turned Down” by your local Bank or Broker?? Or did your loan details change? Maybe they just do not offer the Real Estate loan you really need because you are Self-Employed and cannot document via W 2 income?  Or they require more reserves and down than you have committed…

Since 2009 Dan Cassel and the Trinity Mortgage Broker team have been committed to helping Borrowers achieve their Real Estate Dreams, as we navigate the often confusing world Real Estate Loans. Our Investor & Builder Loan Products, combined with our “Lending Platform Technology” offer Borrowers Real Estate Loan Solutions that are often not typically offered…

Low Down Payment Fix and Flip Programs for Experienced Investors and Builders One of the most challenging aspects of Fixing and Flipping properties is acquiring the capital to begin a project. Often, Dan Cassel and the Lending Team at Trinity Mortgage solve that, with our low down programs for experienced Investors or Builders. With extensive…